It can be challenging to choose the funding model … White Label Revenue-based Financing .

use non-dilutive development capital on-demand. Get approximately a year of upfront capital immediately, offering you the flexible financing you need to grow your company and scale. Select overdue invoices or just recently paid expenditures, and choose payment regards to 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adapting to meet your demands. We provide the required financing you need at that moment. Your money works for you instead of sitting idle. Within 24 hr, we assess the funding needed and deposit it immediately to your account. Our user friendly interface enables you to understand and handle all your deals and accounts. Gain access to more capital as you scale. We are your partner every step of the way, lowering our rates the longer we collaborate. Your information enables us to quickly supply you with the right amount of capital your organization requirements.

Capchase deals with these users and company types: Mid Size Company, Small Business, Business, Freelance, Nonprofit, and Federal government.

what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with traditional funding
that’s not really a choice previously
keep your 100 with cap chase we utilize data
to make funding faster fairer and more
flexible based on your future
predictable earnings and then we wrap it
all up with a single transparent charge
so let’s get this party started at

There is constantly a point in time when a start-up’s founders, senior management team, and leading finance executives examine methods for how to scale the business to the next level and catalog what’s required to do that effectively. Protecting funding at an early stage can speed up development and lead to measurable and obtainable success. Ultimately, finance supervisors and the strategic preparation team need to choose the right financing source to help the business reach its objectives.

that management sets for the organization. Weighing the risks and competitive threats in a balanced and smart method is important as it can decide the future of your company The implications of offering equity, managing inconsistent cash flow, rates of interest movements, and the requirement to make prompt payments to loan providers are amongst the factors to consider, just to name a few.

That said, with the rise of brand-new and more advanced financing choices that put business interests of start-ups and midsize companies first, there’s typically a method to figure out an option that’s a good fit. It is necessary to examine the different funding choices that are available to a company’s creators, management accounting professionals, and finance officers and what considerations they require to produce both the short and long term.

Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for repeating Revenue companies basically helping companies grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m very thrilled to share more amazing I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a very first time founder very first time creator it’s like you hit a home run out of the park out of evictions I love it man that’s amazing well as quickly as they won you know like it’s never ever the Crowning achievement never ever like never counts up until the game is over best generally so so so yeah um we are 4 co-founders you know and it’s funny due to the fact that we have actually all met through first as buddies you know and then as co-founder so uh there’s three of us that work together at the very same SAS business in in Spain so all of us joined when it was very early I signed up with as the first person in sales and there are 2 individuals joined us that as item supervisors essentially and we see the business from no to a few million err over 3 years and then we left um at the same time approximately I went to company school and I went to organization school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to service school I I entered into Harvard and you understand I was extremely delighted about it my whole goal was to go there to read more about how to become a founder and after that hopefully launch something upon graduation and the one that I landed there I was researching already an idea with one of these co-founders and it was authentic idea it had nothing to do or very little to do with what we’re doing now but you understand that was the beginning of the journey and the beginner Journey or the Insight that we had was that hey there are in specific verticals there are a lot of sequential payments you understand and circular payments between companies and right now you simply need to wait for that series to develop or you understand like there’s nobody streamlining those circular payments so we considered hey why do not we do something similar to like a split wise or business in verticals such as you know fried or Logistics or construction you know you have a ton of parties that have to await different payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would occur is a company.

a would pay a hundred the platform Business B zero they would get they would pay no or receive no and then business C we get a hundred dollars so when we’re speaking with large companies they all enjoyed it however it was the normal like cold start problem I resemble hey this is terrific when everybody remains in the platform however up until then it’s it’s quite difficult to get people to do anything so it was everything about hey how do we get more data how can we sort of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more information we got to two conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we offer a financing we have a funding and we get the data or individuals give us data in order to get financing so you understand we began doing that like exploring a growing number of and more and after that what we need what we saw is that we understood more about sales than anything else we were truly thinking about fintech and particularly in funding and you know like we would look at various modes various verticals and so on for 2 weeks at a time if we discovered enough things we would go for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is funny of offering this this SAS companies at all so they could extend terms to the consumers however always get the money up front so we’re resolving the financing payment properties companies have which is they have in advance expenses to acquire clients and then they make money months of the month right so to avoid that money card that every SAS company faces which we faced in the past in the previous experience the goal was to give them a tool so they might say to the consumer hey look the price is 100

each year and if you wish to pay regular monthly great use capshase you understand um and then Founders enjoy that they resembled hey people this is remarkable this is the Holy Grail of SAS due to the fact that I need to do discounts so my ACV boosts and I can close sales quicker because I’m offering flexible payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle normally it resembles a trade-off you know and then the next thing they stated was like hello why do not I do this for all my customer base instead of for every new customer that I solve so why don’t I do this for my 300 clients instead of doing it for the internet for the 10 new clients I get months of a month so then we saw what they desired was to convert their ARR or the consumer base into upfront financing to be less depending on Equity as I stated the starting yeah okay this is what we’re going to start with and then we’re going to find out so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a good friend at HBS and after that guy we began dealing with it like crazy and and dropped out what is your long-term Vision so it started with you know you arrived at this hate you if you’re resting on ARR we understand the company’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only way with such companies intentionally right so we resisted the

desire to go and work with financing you understand with any vertical we only work with SAS so our objective is to establish multiple items for SAS so we start with funding and it’s excellent because business really depend on us we actually like a partner and we we help them to not simply get funding but work much better in a more effective method and through that we’re discovering you understand opportunities to expand you know in the deal of a SAS product

It can be challenging to select the funding model … White Label Revenue Based Financing .

Receive up to a year of in advance capital instantly, offering you the flexible financing you require to grow your company and scale. We supply the needed funding you need at that minute. Within 24 hours, we examine the funding needed and deposit it quickly to your account.

Capchase deals with these users and organization types: Mid Size Company, Small Business, Business, Freelance, Nonprofit, and Federal government.

what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
both
you’re right with conventional funding
that’s not really an option previously
keep your 100 with cap chase we utilize information
to make financing faster fairer and more
versatile based on your future
foreseeable earnings and then we wrap it
all up with a single transparent charge
so let’s get this celebration began at

There is always a moment when a start-up’s founders, senior management group, and leading financing executives examine techniques for how to scale the business to the next level and catalog what’s needed to do that effectively. Securing funding at an early stage can accelerate development and cause quantifiable and obtainable success. Ultimately, financing managers and the strategic preparation team have to select the right financing source to help the business reach its goals.

that management sets for the company. Weighing the threats and competitive hazards in a well balanced and intelligent method is important as it can choose the future of your company The implications of offering equity, handling irregular capital, interest rate motions, and the need to make prompt payments to lending institutions are among the elements to consider, just to name a few.

That said, with the increase of brand-new and more advanced financing alternatives that put business interests of start-ups and midsize companies initially, there’s generally a way to determine a service that’s an excellent fit. It is necessary to examine the different funding options that are offered to a company’s creators, management accountants, and finance officers and what considerations they need to make for both the long and brief term.

Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for repeating Income companies essentially assisting companies grow without giving up that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m really delighted to share more amazing I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time founder very first time founder it resembles you hit a crowning achievement out of the park out of evictions I like it man that’s fantastic well as quickly as they won you know like it’s never ever the Crowning achievement never like never counts till the game is over best basically so so so yeah um we are four co-founders you understand and it’s amusing because we have actually all fulfilled through initially as friends you know and then as co-founder so uh there’s three of us that work together at the same SAS business in in Spain so all of us joined when it was really early I signed up with as the first person in sales and there are 2 individuals joined us that as item managers basically and we see the business from zero to a couple of million err over 3 years and then we left um at the same time roughly I went to company school and I went to business school on the other one went to do a stint in VC with the objective of going to business school afterwards so when I go to business school I I entered into into Harvard and you know I was extremely excited about it my entire objective was to go there to get more information about how to become a founder and after that ideally release something upon graduation and the one that I landed there I was looking into currently a concept with one of these co-founders and it was authentic idea it had nothing to do or really little to do with what we’re doing now but you understand that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a lot of consecutive payments you understand and circular payments in between companies and right now you simply need to wait for that series to establish or you understand like there’s no one streamlining those circular payments so we thought about hello why don’t we do something comparable to like a split wise or companies in verticals such as you understand fried or Logistics or building you know you have a ton of parties that have to await various payments like they’re all involved in one way or another so picture you have a platform and then you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would take place is a business.

a would pay a hundred the platform Business B zero they would get they would pay absolutely no or get zero and after that business C we get a hundred dollars so when we’re speaking to big companies they all enjoyed it but it was the common like cold start issue I resemble hey this is fantastic when everyone remains in the platform however till then it’s it’s quite hard to get people to do anything so it was all about hey how do we get more data how can we type of kick start this platform um without using the platform to start with so it was everything about getting more information and to get more information we got to two conclusions it resembles we either get information through providing an Analytics tool a workflow tool or we offer a funding we have a funding and we get the individuals or data provide us data in order to get financing so you understand we began doing that like checking out increasingly more and more and then what we require what we saw is that we understood more about sales than anything else we were actually interested in fintech and specifically in financing and you know like we would take a look at different modes various verticals and so on for two weeks at a time if we found enough things we would go for 2 more weeks if we didn’t would cut it and then in January 2020 we had the the idea you understand which is amusing of using this this SAS business at all so they could extend terms to the consumers however constantly get the cash up front so we’re solving the funding payment properties business have which is they have in advance costs to get consumers and after that they get paid months of the month right so to prevent that cash card that every SAS business deals with and that we dealt with in the past in the previous experience the goal was to provide a tool so they could say to the client hi look the cost is 100

per year and if you wish to pay monthly great usage capshase you know um and after that Founders enjoy that they resembled hello men this is incredible this is the Holy Grail of SAS since I need to do discounts so my ACV boosts and I can close sales much faster since I’m providing flexible payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle usually it’s like a trade-off you understand and then the next thing they stated was like hello why do not I do this for all my customer base instead of for each brand-new customer that I solve so why do not I do this for my 300 customers instead of doing it for the internet for the 10 new clients I get months of a month so then we saw what they wanted was to convert their ARR or the customer base into upfront funding to be less depending on Equity as I said the beginning yeah fine this is what we’re going to begin with and then we’re going to learn so much so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a good friend at HBS and after that male we began dealing with it like crazy and and dropped out what is your long-term Vision so it began with you understand you arrived at this hate you if you’re resting on ARR we understand the company’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we just method with such companies intentionally right so we resisted the

desire to work and go with financing you know with any vertical we just deal with SAS so our objective is to establish multiple items for SAS so we begin with funding and it’s terrific since companies truly depend on us we truly like a partner and we we help them to not simply get funding however work much better in a more effective way and through that we’re discovering you understand chances to expand you know in the transaction of a SAS product