It can be challenging to choose the funding model … White Label Revenue-based Financing .
use non-dilutive development capital on-demand. Get approximately a year of upfront capital immediately, offering you the flexible financing you need to grow your company and scale. Select overdue invoices or just recently paid expenditures, and choose payment regards to 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adapting to meet your demands. We provide the required financing you need at that moment. Your money works for you instead of sitting idle. Within 24 hr, we assess the funding needed and deposit it immediately to your account. Our user friendly interface enables you to understand and handle all your deals and accounts. Gain access to more capital as you scale. We are your partner every step of the way, lowering our rates the longer we collaborate. Your information enables us to quickly supply you with the right amount of capital your organization requirements.
Capchase deals with these users and company types: Mid Size Company, Small Business, Business, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the best of
you’re right with traditional funding
that’s not really a choice previously
keep your 100 with cap chase we utilize data
to make funding faster fairer and more
flexible based on your future
predictable earnings and then we wrap it
all up with a single transparent charge
so let’s get this party started at
There is constantly a point in time when a start-up’s founders, senior management team, and leading finance executives examine methods for how to scale the business to the next level and catalog what’s required to do that effectively. Protecting funding at an early stage can speed up development and lead to measurable and obtainable success. Ultimately, finance supervisors and the strategic preparation team need to choose the right financing source to help the business reach its objectives.
that management sets for the organization. Weighing the risks and competitive threats in a balanced and smart method is important as it can decide the future of your company The implications of offering equity, managing inconsistent cash flow, rates of interest movements, and the requirement to make prompt payments to loan providers are amongst the factors to consider, just to name a few.
That said, with the rise of brand-new and more advanced financing choices that put business interests of start-ups and midsize companies first, there’s typically a method to figure out an option that’s a good fit. It is necessary to examine the different funding choices that are available to a company’s creators, management accounting professionals, and finance officers and what considerations they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for repeating Revenue companies basically helping companies grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m very thrilled to share more amazing I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a very first time founder very first time creator it’s like you hit a home run out of the park out of evictions I love it man that’s amazing well as quickly as they won you know like it’s never ever the Crowning achievement never ever like never counts up until the game is over best generally so so so yeah um we are 4 co-founders you know and it’s funny due to the fact that we have actually all met through first as buddies you know and then as co-founder so uh there’s three of us that work together at the very same SAS business in in Spain so all of us joined when it was very early I signed up with as the first person in sales and there are 2 individuals joined us that as item supervisors essentially and we see the business from no to a few million err over 3 years and then we left um at the same time approximately I went to company school and I went to organization school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to service school I I entered into Harvard and you understand I was extremely delighted about it my whole goal was to go there to read more about how to become a founder and after that hopefully launch something upon graduation and the one that I landed there I was researching already an idea with one of these co-founders and it was authentic idea it had nothing to do or very little to do with what we’re doing now but you understand that was the beginning of the journey and the beginner Journey or the Insight that we had was that hey there are in specific verticals there are a lot of sequential payments you understand and circular payments between companies and right now you simply need to wait for that series to develop or you understand like there’s nobody streamlining those circular payments so we considered hey why do not we do something similar to like a split wise or business in verticals such as you know fried or Logistics or construction you know you have a ton of parties that have to await different payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Business B zero they would get they would pay no or receive no and then business C we get a hundred dollars so when we’re speaking with large companies they all enjoyed it however it was the normal like cold start problem I resemble hey this is terrific when everybody remains in the platform however up until then it’s it’s quite difficult to get people to do anything so it was everything about hey how do we get more data how can we sort of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more information we got to two conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we offer a financing we have a funding and we get the data or individuals give us data in order to get financing so you understand we began doing that like exploring a growing number of and more and after that what we need what we saw is that we understood more about sales than anything else we were truly thinking about fintech and particularly in funding and you know like we would look at various modes various verticals and so on for 2 weeks at a time if we discovered enough things we would go for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is funny of offering this this SAS companies at all so they could extend terms to the consumers however always get the money up front so we’re resolving the financing payment properties companies have which is they have in advance expenses to acquire clients and then they make money months of the month right so to avoid that money card that every SAS company faces which we faced in the past in the previous experience the goal was to give them a tool so they might say to the consumer hey look the price is 100
each year and if you wish to pay regular monthly great use capshase you understand um and then Founders enjoy that they resembled hey people this is remarkable this is the Holy Grail of SAS due to the fact that I need to do discounts so my ACV boosts and I can close sales quicker because I’m offering flexible payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle normally it resembles a trade-off you know and then the next thing they stated was like hello why do not I do this for all my customer base instead of for every new customer that I solve so why don’t I do this for my 300 clients instead of doing it for the internet for the 10 new clients I get months of a month so then we saw what they desired was to convert their ARR or the consumer base into upfront financing to be less depending on Equity as I stated the starting yeah okay this is what we’re going to start with and then we’re going to find out so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a good friend at HBS and after that guy we began dealing with it like crazy and and dropped out what is your long-term Vision so it started with you know you arrived at this hate you if you’re resting on ARR we understand the company’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only way with such companies intentionally right so we resisted the
desire to go and work with financing you understand with any vertical we only work with SAS so our objective is to establish multiple items for SAS so we start with funding and it’s excellent because business really depend on us we actually like a partner and we we help them to not simply get funding but work much better in a more effective method and through that we’re discovering you understand opportunities to expand you know in the deal of a SAS product