It can be challenging to pick the funding model … Viable Capital Market .
use non-dilutive growth capital on-demand. Receive approximately a year of upfront capital immediately, providing you the versatile funding you need to grow your service and scale. Select overdue billings or just recently paid expenses, and pick payment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adapting to satisfy your demands. We supply the required funding you need at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we examine the financing needed and deposit it instantly to your account. Our user friendly interface permits you to comprehend and manage all your accounts and transactions. Access more capital as you scale. We are your partner every action of the method, reducing our rates the longer we interact. Your information allows us to quickly offer you with the correct amount of capital your business needs.
Capchase works with these users and company types: Mid Size Organization, Small Company, Business, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
both
you’re right with standard financing
that’s not truly a choice until now
keep your 100 with cap chase we utilize information
to make financing quicker fairer and more
flexible based upon your future
foreseeable income and after that we cover it
all up with a single transparent cost
Let’s get this celebration began at
There is always a time when a start-up’s founders, senior management team, and top finance executives evaluate techniques for how to scale the company to the next level and catalog what’s needed to do that effectively. Protecting financing at an early stage can accelerate growth and result in measurable and attainable success. Ultimately, financing managers and the tactical preparation team need to choose the right funding source to help the business reach its objectives.
that management sets for the organization. Weighing the risks and competitive threats in a smart and balanced method is crucial as it can decide the future of your company The ramifications of offering equity, handling inconsistent cash flow, rate of interest movements, and the requirement to make prompt payments to lending institutions are among the aspects to consider, just among others.
That said, with the increase of brand-new and more sophisticated financing options that put business interests of start-ups and midsize business initially, there’s typically a method to determine a solution that’s a great fit. It is very important to investigate the different financing alternatives that are offered to a company’s founders, management accounting professionals, and financing officers and what factors to consider they require to produce both the brief and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive development capital for repeating Earnings companies generally assisting business grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m very excited to share more amazing I’m excited to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a very first time creator very first time founder it’s like you struck a home run out of the park out of the gates I enjoy it man that’s incredible well as soon as they won you understand like it’s never the Crowning achievement never ever like never ever counts until the video game is over right basically so so so yeah um we are four co-founders you know and it’s funny due to the fact that we’ve all met through initially as friends you understand and then as co-founder so uh there’s 3 of us that work together at the same SAS company in in Spain so we all signed up with when it was very early I joined as the very first person in sales and there are 2 individuals joined us that as product supervisors generally and we see the company from absolutely no to a few million err over 3 years and then we left um at the same time roughly I went to business school and I went to organization school on the other one went to do a stint in VC with the goal of going to organization school later on so when I go to company school I I entered into into Harvard and you understand I was really thrilled about it my whole goal was to go there to read more about how to become a founder and after that hopefully introduce something upon graduation and the one that I landed there I was looking into already a concept with among these co-founders and it was genuine concept it had absolutely nothing to do or very little to do with what we’re doing now but you understand that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there are in particular verticals there are a lot of sequential payments you understand and circular payments in between companies and right now you just have to wait for that series to develop or you know like there’s nobody simplifying those circular payments so we considered hello why do not we do something similar to like a split wise or companies in verticals such as you know fried or Logistics or construction you understand you have a lots of celebrations that have to wait for different payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Company B zero they would get they would pay zero or get zero and after that business C we get a hundred dollars so when we’re speaking to big business they all liked it but it was the common like cold start problem I’m like hey this is fantastic when everyone remains in the platform but until then it’s it’s quite hard to get people to do anything so it was all about hey how do we get more information how can we sort of kick start this platform um without utilizing the platform to start with so it was everything about getting more data and to get more information we got to two conclusions it’s like we either get information through providing an Analytics tool a workflow tool or we provide a financing we have a funding and we get the information or individuals provide us data in order to get financing so you know we started doing that like exploring more and more and more and then what we need what we saw is that we knew more about sales than anything else we were truly interested in fintech and particularly in funding and you understand like we would take a look at different modes different verticals and so on for two weeks at a time if we discovered enough stuff we would opt for 2 more weeks if we didn’t would cut it and then in January 2020 we had the the idea you understand which is funny of offering this this SAS business at all so they could extend terms to the consumers however always get the money up front so we’re solving the financing payment properties business have which is they have in advance costs to get customers and after that they get paid months of the month right so to prevent that money card that every SAS company faces which we faced in the past in the previous experience the objective was to give them a tool so they could state to the customer hi look the cost is 100
per year and if you wish to pay monthly excellent usage capshase you know um and after that Founders enjoy that they were like hey guys this is fantastic this is the Holy Grail of SAS due to the fact that I need to do discount rates so my ACV increases and I can close sales much faster due to the fact that I’m providing flexible payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle usually it’s like a compromise you understand and then the next thing they said resembled hey why don’t I do this for all my consumer base instead of for every new client that I get right so why do not I do this for my 300 customers instead of doing it for the internet for the 10 brand-new clients I get months of a month so then we saw what they desired was to transform their ARR or the customer base into in advance funding to be less based on Equity as I stated the beginning yeah all right this is what we’re going to begin with and after that we’re going to learn a lot so we’re gon na do the rest later on and that’s when the fourth co-founder joined who has a buddy at HBS and then guy we started working on it like crazy and and left what is your long-lasting Vision so it started with you understand you arrived on this hate you if you’re resting on ARR we know the business’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we just method with such companies intentionally right so we resisted the
urge to go and work with financing you know with any vertical we only deal with SAS so our goal is to develop multiple items for SAS so we start with financing and it’s terrific because companies really count on us we actually like a partner and we we help them to not just get financing however work better in a more efficient method and through that we’re discovering you understand chances to broaden you understand in the transaction of a SAS item