It can be challenging to choose the financing model … Timia Capital .
use non-dilutive growth capital on-demand. Get as much as a year of in advance capital instantly, offering you the versatile funding you require to grow your organization and scale. Select overdue billings or recently paid expenditures, and pick repayment regards to 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even yearly agreements, adapting to satisfy your demands. We offer the required financing you need at that moment. Your cash works for you rather than sitting idle. Within 24 hours, we evaluate the financing needed and deposit it quickly to your account. Our user friendly user interface allows you to understand and handle all your transactions and accounts. Access more capital as you scale. We are your partner every step of the way, reducing our rates the longer we interact. Your data enables us to quickly provide you with the correct amount of capital your company requirements.
Capchase works with these users and organization types: Mid Size Business, Small Business, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the response how about the best of
you’re right with conventional financing
that’s not really an option until now
keep your 100 with cap chase we use information
to make funding faster fairer and more
flexible based on your future
foreseeable revenue and then we wrap it
all up with a single transparent cost
Let’s get this celebration began at
There is constantly a point in time when a start-up’s creators, senior management team, and top financing executives evaluate techniques for how to scale the business to the next level and brochure what’s needed to do that effectively. Protecting funding at an early stage can accelerate growth and result in quantifiable and achievable success. Eventually, financing supervisors and the tactical preparation team have to pick the right financing source to assist the company reach its objectives.
that management sets for the company. Weighing the dangers and competitive hazards in a smart and well balanced method is vital as it can decide the future of your company The ramifications of selling equity, managing irregular capital, rates of interest motions, and the requirement to make timely payments to loan providers are amongst the aspects to think about, just to name a few.
That stated, with the increase of new and more sophisticated financing options that put business interests of start-ups and midsize business first, there’s typically a method to determine an option that’s a good fit. It’s important to investigate the various funding options that are available to a business’s creators, management accountants, and finance officers and what considerations they require to make for both the long and short term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for recurring Profits companies generally helping companies grow without quiting that valuable Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m extremely thrilled to share more awesome I’m thrilled to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a first time creator very first time founder it’s like you struck a crowning achievement out of the park out of the gates I love it man that’s incredible well as soon as they won you know like it’s never the Home Run never like never ever counts up until the game is over ideal basically so so so yeah um we are 4 co-founders you understand and it’s funny since we have actually all satisfied through initially as buddies you understand and then as co-founder so uh there’s three of us that collaborate at the same SAS company in in Spain so we all signed up with when it was really early I signed up with as the very first individual in sales and there are 2 people joined us that as product managers essentially and we see the company from absolutely no to a few million err over 3 years and after that we left um at the same time approximately I went to service school and I went to service school on the other one went to do a stint in VC with the objective of going to organization school afterwards so when I go to service school I I got into into Harvard and you know I was extremely excited about it my whole objective was to go there to learn more about how to end up being a creator and then ideally launch something upon graduation and the one that I landed there I was looking into already a concept with among these co-founders and it was authentic concept it had nothing to do or very little to do with what we’re doing now but you know that was the start of the journey and the novice Journey or the Insight that we had was that hey there remain in certain verticals there are a lot of consecutive payments you know and circular payments between business and right now you just have to await that sequence to establish or you know like there’s no one streamlining those circular payments so we thought about hello why don’t we do something comparable to like a split wise or companies in verticals such as you know fried or Logistics or building and construction you know you have a ton of parties that have to wait for various payments like they’re all involved in one way or another so picture you have a platform and after that you have company a post Company B 100 and Business B House Company c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Company B no they would get they would pay no or receive no and after that company C we get a hundred dollars so when we’re talking to big business they all enjoyed it however it was the common like cold start problem I’m like hey this is excellent when everybody’s in the platform but until then it’s it’s pretty difficult to get individuals to do anything so it was all about hello how do we get more information how can we kind of kick start this platform um without using the platform to start with so it was everything about getting more data and to get more information we got to two conclusions it’s like we either get information through using an Analytics tool a workflow tool or we provide a financing we have a funding and we get the data or people offer us information in order to get funding so you know we started doing that like exploring a growing number of and more and then what we need what we saw is that we knew more about sales than anything else we were actually thinking about fintech and specifically in financing and you understand like we would take a look at various modes various verticals and so on for 2 weeks at a time if we discovered enough stuff we would choose 2 more weeks if we didn’t would suffice and then in January 2020 we had the the idea you understand which is funny of using this this SAS business at all so they could extend terms to the clients but constantly get the cash up front so we’re solving the funding payment properties business have which is they have in advance expenses to obtain clients and then they make money months of the month right so to prevent that cash card that every SAS company faces which we dealt with in the past in the previous experience the goal was to provide a tool so they could state to the client hello look the rate is 100
each year and if you want to pay regular monthly great usage capshase you understand um and after that Founders like that they were like hi men this is amazing this is the Holy Grail of SAS due to the fact that I have to do discount rates so my ACV boosts and I can close sales quicker since I’m providing versatile payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle typically it resembles a trade-off you understand and after that the next thing they stated was like hello why do not I do this for all my client base instead of for each new client that I get right so why do not I do this for my 300 clients instead of doing it for the web for the 10 brand-new customers I get months of a month so then we saw what they desired was to transform their ARR or the client base into in advance funding to be less depending on Equity as I stated the beginning yeah okay this is what we’re going to begin with and after that we’re going to find out so much so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a buddy at HBS and after that man we started dealing with it like crazy and and left what is your long-lasting Vision so it began with you know you arrived at this hate you if you’re resting on ARR we know the business’s uh churn we understand the company’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only way with such companies deliberately right so we resisted the
desire to work and go with financing you understand with any vertical we only work with SAS so our goal is to develop multiple items for SAS so we start with financing and it’s terrific since business truly rely on us we really like a partner and we we help them to not just get financing however work much better in a more effective way and through that we’re discovering you know opportunities to broaden you know in the transaction of a SAS product