It can be challenging to choose the financing model … Revenue Based Funding .
tap into non-dilutive growth capital on-demand. Get approximately a year of upfront capital right away, providing you the versatile funding you need to grow your company and scale. Select unsettled billings or just recently paid expenses, and select repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual contracts, adapting to satisfy your demands. We provide the required funding you need at that moment. Your cash works for you rather than sitting idle. Within 24 hr, we assess the financing required and deposit it quickly to your account. Our user friendly user interface allows you to comprehend and handle all your transactions and accounts. Gain access to more capital as you scale. We are your partner every step of the way, lowering our rates the longer we work together. Your data allows us to rapidly offer you with the correct amount of capital your company needs.
Capchase deals with these users and organization types: Mid Size Business, Small Company, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
you’re right with conventional financing
that’s not actually a choice previously
keep your 100 with cap chase we utilize information
to make financing faster fairer and more
flexible based upon your future
predictable profits and after that we cover it
all up with a single transparent fee
so let’s get this celebration started at
There is always a moment when a start-up’s creators, senior management team, and top finance executives examine strategies for how to scale the company to the next level and catalog what’s needed to do that effectively. Protecting funding at an early stage can speed up growth and result in measurable and obtainable success. Ultimately, financing supervisors and the tactical planning team need to select the right financing source to assist the company reach its objectives.
that management sets for the organization. Weighing the risks and competitive dangers in a smart and well balanced way is crucial as it can decide the future of your company The implications of offering equity, managing inconsistent capital, interest rate motions, and the need to make prompt payments to lenders are among the factors to think about, simply among others.
That stated, with the increase of brand-new and more sophisticated funding options that put the business interests of start-ups and midsize business first, there’s normally a way to find out an option that’s an excellent fit. It’s important to investigate the different financing choices that are offered to a business’s creators, management accountants, and financing officers and what factors to consider they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Earnings business essentially helping business grow without quiting that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m really excited to share more incredible I’m excited to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time founder very first time founder it resembles you hit a crowning achievement out of the park out of evictions I enjoy it man that’s remarkable well as quickly as they won you understand like it’s never ever the Home Run never like never ever counts up until the game is over ideal essentially so so so yeah um we are four co-founders you understand and it’s funny since we’ve all met through first as friends you know and after that as co-founder so uh there’s 3 people that interact at the same SAS business in in Spain so we all signed up with when it was really early I joined as the first person in sales and there are two people joined us that as item managers essentially and we see the company from no to a couple of million err over 3 years and then we left um at the same time approximately I went to business school and I went to company school on the other one went to do a stint in VC with the objective of going to service school later on so when I go to company school I I entered into into Harvard and you understand I was very excited about it my entire objective was to go there to read more about how to end up being a founder and then hopefully release something upon graduation and the one that I landed there I was investigating currently a concept with among these co-founders and it was authentic idea it had nothing to do or extremely little to do with what we’re doing now however you understand that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there are in particular verticals there are a great deal of sequential payments you know and circular payments between companies and today you simply need to await that sequence to establish or you know like there’s no one streamlining those circular payments so we thought about hello why do not we do something similar to like a split smart or companies in verticals such as you know fried or Logistics or construction you understand you have a lots of celebrations that have to wait on different payments like they’re all involved in one way or another so picture you have a platform and then you have company a post Business B 100 and Company B Home Company c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Business B zero they would get they would pay zero or receive zero and after that company C we get a hundred dollars so when we’re speaking with big business they all loved it however it was the common like cold start issue I’m like hey this is fantastic when everybody’s in the platform but up until then it’s it’s pretty hard to get people to do anything so it was all about hey how do we get more data how can we sort of kick start this platform um without using the platform to start with so it was everything about getting more data and to get more data we got to 2 conclusions it resembles we either get information through using an Analytics tool a workflow tool or we provide a funding we have a financing and we get the data or individuals provide us information in order to get financing so you understand we started doing that like exploring increasingly more and more and then what we require what we saw is that we understood more about sales than anything else we were truly thinking about fintech and specifically in financing and you understand like we would take a look at various modes different verticals and so on for 2 weeks at a time if we discovered enough stuff we would choose 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you understand which is funny of providing this this SAS business at all so they might extend terms to the consumers however always get the cash in advance so we’re resolving the funding payment assets business have which is they have upfront costs to obtain customers and then they make money months of the month right so to prevent that cash card that every SAS business faces and that we dealt with in the past in the previous experience the objective was to provide a tool so they might say to the consumer hello look the cost is 100
per year and if you want to pay monthly fantastic usage capshase you know um and after that Creators like that they were like hello men this is fantastic this is the Holy Grail of SAS because I have to do discount rates so my ACV increases and I can close sales quicker due to the fact that I’m offering versatile payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle generally it resembles a trade-off you know and after that the next thing they stated was like hey why don’t I do this for all my client base instead of for each new consumer that I get right so why don’t I do this for my 300 clients instead of doing it for the web for the 10 new clients I get months of a month so then we saw what they desired was to transform their ARR or the client base into upfront funding to be less based on Equity as I said the beginning yeah okay this is what we’re going to begin with and then we’re going to discover so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a pal at HBS and after that male we started dealing with it like crazy and and left what is your long-term Vision so it began with you understand you arrived on this hate you if you’re sitting on ARR we understand the business’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such companies intentionally right so we resisted the
urge to go and work with funding you know with any vertical we only deal with SAS so our goal is to develop several items for SAS so we start with financing and it’s fantastic since companies actually count on us we truly like a partner and we we help them to not simply get funding however work better in a more effective method and through that we’re finding you know opportunities to broaden you understand in the transaction of a SAS item