It can be challenging to select the financing model … Revenue Based Financing Loan .
tap into non-dilutive development capital on-demand. Receive up to a year of upfront capital right away, offering you the flexible funding you require to grow your business and scale. Select unpaid billings or recently paid costs, and pick payment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even annual contracts, adapting to satisfy your needs. We supply the needed financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we evaluate the financing required and deposit it quickly to your account. Our user friendly interface allows you to comprehend and manage all your transactions and accounts. Gain access to more capital as you scale. We are your partner every action of the way, minimizing our rates the longer we work together. Your information enables us to rapidly provide you with the right amount of capital your organization requirements.
Capchase works with these users and organization types: Mid Size Company, Small Business, Enterprise, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the response how about the very best of
you’re right with standard funding
that’s not actually an alternative until now
keep your 100 with cap chase we use information
to make financing faster fairer and more
versatile based on your future
foreseeable income and then we wrap it
all up with a single transparent cost
Let’s get this party started at
There is constantly a time when a start-up’s founders, senior management team, and top financing executives examine strategies for how to scale the business to the next level and brochure what’s required to do that successfully. Protecting financing at an early stage can accelerate growth and cause quantifiable and obtainable success. Eventually, financing supervisors and the tactical planning team need to choose the right funding source to assist the company reach its objectives.
that management sets for the company. Weighing the risks and competitive threats in a smart and balanced method is important as it can choose the future of your company The implications of offering equity, managing inconsistent cash flow, rates of interest motions, and the requirement to make prompt payments to lending institutions are amongst the aspects to think about, simply among others.
That said, with the rise of brand-new and more sophisticated financing alternatives that put business interests of start-ups and midsize business initially, there’s generally a method to determine a service that’s a good fit. It is essential to investigate the various financing alternatives that are available to a business’s creators, management accountants, and financing officers and what factors to consider they need to produce both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for recurring Income business generally helping business grow without giving up that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m really delighted to share more incredible I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a first time founder very first time creator it resembles you struck a home run out of the park out of the gates I love it man that’s remarkable well as quickly as they won you understand like it’s never ever the Home Run never like never ever counts till the video game is over best essentially so so so yeah um we are 4 co-founders you know and it’s amusing due to the fact that we have actually all satisfied through initially as pals you know and then as co-founder so uh there’s 3 of us that work together at the same SAS business in in Spain so all of us signed up with when it was very early I joined as the very first individual in sales and there are two people joined us that as product managers generally and we see the business from no to a few million err over 3 years and after that we left um at the same time roughly I went to service school and I went to business school on the other one went to do a stint in VC with the objective of going to organization school afterwards so when I go to company school I I entered into into Harvard and you know I was extremely delighted about it my entire objective was to go there to find out more about how to end up being a founder and then ideally launch something upon graduation and the one that I landed there I was investigating currently an idea with among these co-founders and it was authentic concept it had nothing to do or very little to do with what we’re doing now however you understand that was the start of the journey and the beginner Journey or the Insight that we had was that hey there remain in certain verticals there are a lot of consecutive payments you understand and circular payments in between companies and today you just have to wait on that sequence to develop or you know like there’s no one simplifying those circular payments so we thought about hey why don’t we do something similar to like a split smart or companies in verticals such as you know fried or Logistics or construction you know you have a ton of parties that have to await different payments like they’re all associated with one way or another so picture you have a platform and then you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Business B no they would get they would pay zero or receive absolutely no and after that company C we get a hundred dollars so when we’re talking to large business they all loved it but it was the common like cold start problem I’m like hey this is terrific when everyone’s in the platform but up until then it’s it’s pretty hard to get individuals to do anything so it was all about hey how do we get more information how can we kind of begin this platform um without utilizing the platform to start with so it was everything about getting more data and to get more information we got to 2 conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we provide a funding we have a financing and we get the individuals or data offer us information in order to get funding so you understand we started doing that like exploring more and more and more and then what we need what we saw is that we understood more about sales than anything else we were really thinking about fintech and particularly in financing and you know like we would take a look at different modes various verticals and so on for two weeks at a time if we found enough stuff we would go for two more weeks if we didn’t would cut it and then in January 2020 we had the the idea you understand which is amusing of using this this SAS business at all so they could extend terms to the clients however always get the money in advance so we’re fixing the financing payment properties business have which is they have upfront expenses to acquire consumers and after that they earn money months of the month right so to avoid that money card that every SAS company deals with which we dealt with in the past in the previous experience the objective was to provide a tool so they might say to the customer hey look the cost is 100
annually and if you want to pay month-to-month great use capshase you know um and then Founders like that they were like hey guys this is incredible this is the Holy Grail of SAS since I need to do discounts so my ACV boosts and I can close sales quicker because I’m using flexible payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle generally it’s like a compromise you know and after that the next thing they said was like hi why do not I do this for all my client base instead of for every brand-new client that I get right so why don’t I do this for my 300 customers instead of doing it for the internet for the 10 new consumers I get months of a month so then we saw what they wanted was to convert their ARR or the consumer base into upfront financing to be less depending on Equity as I stated the starting yeah okay this is what we’re going to begin with and after that we’re going to find out so much so we’re gon na do the rest later on which’s when the fourth co-founder joined who has a friend at HBS and after that male we began dealing with it like crazy and and dropped out what is your long-term Vision so it began with you understand you arrived on this hate you if you’re sitting on ARR we understand the business’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such business deliberately right so we resisted the
urge to work and go with financing you understand with any vertical we just deal with SAS so our goal is to develop several products for SAS so we start with financing and it’s excellent due to the fact that companies really depend on us we actually like a partner and we we help them to not just get financing but work better in a more effective method and through that we’re finding you understand chances to broaden you know in the transaction of a SAS item