It can be challenging to select the financing model … Revenue-based Financing E Commerce .
tap into non-dilutive development capital on-demand. Receive as much as a year of in advance capital right away, offering you the versatile financing you need to grow your business and scale. Select overdue invoices or recently paid expenditures, and choose payment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adjusting to fulfill your needs. We offer the required financing you require at that moment. Your money works for you instead of sitting idle. Within 24 hours, we evaluate the financing required and deposit it immediately to your account. Our easy-to-use user interface allows you to understand and handle all your accounts and deals. Access more capital as you scale. We are your partner every action of the method, decreasing our rates the longer we work together. Your data allows us to rapidly offer you with the right amount of capital your organization requirements.
Capchase works with these users and company types: Mid Size Service, Small Business, Business, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the response how about the best of
you’re right with traditional funding
that’s not truly a choice until now
keep your 100 with cap chase we use data
to make funding quicker fairer and more
versatile based upon your future
foreseeable income and after that we cover it
all up with a single transparent fee
Let’s get this celebration started at
There is constantly a time when a start-up’s creators, senior management group, and top finance executives examine strategies for how to scale the business to the next level and brochure what’s needed to do that successfully. Protecting financing at an early stage can accelerate development and cause attainable and measurable success. Eventually, finance managers and the strategic planning group need to select the right financing source to assist the business reach its goals.
that management sets for the organization. Weighing the dangers and competitive threats in a balanced and intelligent method is essential as it can decide the future of your business The implications of selling equity, handling inconsistent capital, rate of interest motions, and the need to make timely payments to lending institutions are amongst the factors to consider, just to name a few.
That said, with the rise of new and more advanced funding choices that put the business interests of start-ups and midsize business first, there’s normally a way to find out an option that’s a good fit. It is necessary to investigate the various funding alternatives that are available to a business’s creators, management accountants, and finance officers and what factors to consider they require to make for both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for repeating Revenue companies essentially helping companies grow without giving up that valuable Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m really delighted to share more incredible I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a very first time founder very first time founder it resembles you hit a home run out of the park out of the gates I enjoy it man that’s amazing well as soon as they won you know like it’s never the Home Run never ever like never counts until the game is over ideal essentially so so so yeah um we are 4 co-founders you know and it’s funny since we’ve all satisfied through first as pals you know and then as co-founder so uh there’s 3 people that work together at the exact same SAS business in in Spain so we all signed up with when it was really early I signed up with as the first person in sales and there are 2 people joined us that as item supervisors generally and we see the business from zero to a few million err over three years and after that we left um at the same time approximately I went to service school and I went to company school on the other one went to do a stint in VC with the goal of going to company school afterwards so when I go to company school I I entered into into Harvard and you know I was extremely thrilled about it my entire objective was to go there for more information about how to become a creator and after that ideally release something upon graduation and the one that I landed there I was looking into currently an idea with among these co-founders and it was genuine concept it had absolutely nothing to do or very little to do with what we’re doing now but you understand that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there remain in certain verticals there are a lot of consecutive payments you know and circular payments between companies and today you simply have to wait on that series to develop or you understand like there’s no one streamlining those circular payments so we considered hey why do not we do something comparable to like a split sensible or business in verticals such as you know fried or Logistics or building and construction you understand you have a ton of celebrations that have to wait for different payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Business B 100 and Company B Home Business c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Business B no they would get they would pay zero or get absolutely no and then business C we get a hundred dollars so when we’re speaking to large companies they all loved it but it was the normal like cold start issue I’m like hey this is great when everyone’s in the platform but till then it’s it’s quite difficult to get individuals to do anything so it was all about hi how do we get more information how can we kind of kick start this platform um without using the platform to start with so it was all about getting more data and to get more data we got to 2 conclusions it’s like we either get information through using an Analytics tool a workflow tool or we offer a funding we have a funding and we get the individuals or information offer us data in order to get financing so you know we began doing that like exploring a growing number of and more and then what we need what we saw is that we knew more about sales than anything else we were really interested in fintech and specifically in financing and you understand like we would take a look at different modes various verticals and so on for 2 weeks at a time if we found enough stuff we would opt for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you understand which is funny of offering this this SAS companies at all so they could extend terms to the customers however always get the money in advance so we’re resolving the funding payment properties companies have which is they have in advance costs to get customers and then they make money months of the month right so to avoid that cash card that every SAS business faces which we dealt with in the past in the previous experience the objective was to provide a tool so they might say to the customer hi look the price is 100
per year and if you wish to pay month-to-month fantastic usage capshase you understand um and then Founders enjoy that they were like hello men this is amazing this is the Holy Grail of SAS since I need to do discount rates so my ACV increases and I can close sales faster because I’m providing versatile payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle normally it resembles a trade-off you understand and then the next thing they said resembled hello why do not I do this for all my customer base instead of for every new consumer that I solve so why do not I do this for my 300 clients instead of doing it for the net for the 10 brand-new clients I get months of a month so then we saw what they desired was to transform their ARR or the client base into upfront financing to be less dependent on Equity as I stated the starting yeah alright this is what we’re going to start with and after that we’re going to find out so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a pal at HBS and then guy we began working on it like crazy and and left what is your long-term Vision so it began with you know you arrived on this hate you if you’re sitting on ARR we understand the company’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only way with such business deliberately right so we withstood the
urge to go and work with funding you understand with any vertical we only deal with SAS so our objective is to develop several products for SAS so we start with funding and it’s terrific because companies really rely on us we really like a partner and we we help them to not simply get financing however work better in a more effective way and through that we’re discovering you know opportunities to broaden you understand in the transaction of a SAS item