It can be challenging to select the funding model … Revenue Based Financing Definition .
tap into non-dilutive development capital on-demand. Get up to a year of in advance capital right away, giving you the flexible financing you require to grow your company and scale. Select unpaid billings or just recently paid expenditures, and select payment regards to 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adjusting to satisfy your demands. We provide the needed financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we assess the funding required and deposit it quickly to your account. Our easy-to-use user interface enables you to comprehend and handle all your transactions and accounts. Gain access to more capital as you scale. We are your partner every step of the method, minimizing our rates the longer we interact. Your data allows us to rapidly offer you with the right amount of capital your service requirements.
Capchase deals with these users and organization types: Mid Size Company, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the very best of
both
you’re right with traditional funding
that’s not truly an alternative until now
keep your 100 with cap chase we utilize information
to make funding quicker fairer and more
flexible based upon your future
foreseeable profits and after that we cover it
all up with a single transparent charge
so let’s get this party began at
There is always a moment when a start-up’s creators, senior management team, and leading financing executives evaluate techniques for how to scale the company to the next level and brochure what’s required to do that effectively. Securing financing at an early stage can speed up development and result in quantifiable and achievable success. Ultimately, financing supervisors and the strategic planning team need to decide on the right financing source to assist the company reach its goals.
that management sets for the company. Weighing the threats and competitive threats in a smart and well balanced way is vital as it can decide the future of your business The implications of selling equity, managing inconsistent cash flow, rate of interest movements, and the requirement to make timely payments to lenders are amongst the aspects to consider, just among others.
That stated, with the rise of brand-new and more advanced funding alternatives that put the business interests of start-ups and midsize companies first, there’s usually a way to determine a solution that’s a great fit. It is very important to investigate the various financing alternatives that are offered to a company’s creators, management accounting professionals, and financing officers and what factors to consider they need to produce both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for repeating Revenue business generally assisting business grow without giving up that valuable Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m very thrilled to share more incredible I’m delighted to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I understood you’re a very first time creator very first time creator it resembles you hit a home run out of the park out of the gates I love it man that’s incredible well as soon as they won you understand like it’s never the Crowning achievement never ever like never counts till the video game is over ideal essentially so so so yeah um we are four co-founders you understand and it’s amusing since we’ve all satisfied through first as pals you understand and after that as co-founder so uh there’s 3 of us that work together at the same SAS company in in Spain so all of us signed up with when it was very early I signed up with as the first individual in sales and there are 2 individuals joined us that as product supervisors basically and we see the business from absolutely no to a couple of million err over three years and then we left um at the same time roughly I went to service school and I went to organization school on the other one went to do a stint in VC with the objective of going to organization school afterwards so when I go to company school I I entered into Harvard and you know I was extremely excited about it my whole goal was to go there to get more information about how to end up being a founder and then hopefully introduce something upon graduation and the one that I landed there I was researching currently a concept with among these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you know that was the start of the journey and the beginner Journey or the Insight that we had was that hey there are in certain verticals there are a great deal of consecutive payments you understand and circular payments between business and today you simply need to wait for that sequence to develop or you understand like there’s nobody simplifying those circular payments so we considered hello why do not we do something comparable to like a split sensible or business in verticals such as you understand fried or Logistics or construction you understand you have a ton of parties that have to wait on different payments like they’re all associated with one way or another so imagine you have a platform and then you have company a post Company B 100 and Business B House Company c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Company B no they would get they would pay no or get absolutely no and then company C we get a hundred dollars so when we’re speaking to big companies they all liked it however it was the normal like cold start issue I’m like hey this is great when everybody remains in the platform however up until then it’s it’s pretty tough to get people to do anything so it was everything about hi how do we get more information how can we type of kick start this platform um without utilizing the platform to start with so it was everything about getting more data and to get more data we got to 2 conclusions it’s like we either get data through using an Analytics tool a workflow tool or we provide a financing we have a financing and we get the individuals or data provide us data in order to get financing so you know we started doing that like exploring increasingly more and more and after that what we require what we saw is that we knew more about sales than anything else we were actually interested in fintech and specifically in funding and you know like we would take a look at various modes different verticals and so on for two weeks at a time if we found enough stuff we would go for 2 more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is funny of using this this SAS companies at all so they could extend terms to the consumers but constantly get the money up front so we’re resolving the financing payment possessions companies have which is they have in advance costs to obtain customers and then they get paid months of the month right so to prevent that money card that every SAS company faces and that we dealt with in the past in the previous experience the goal was to give them a tool so they might state to the client hi look the cost is 100
each year and if you want to pay regular monthly fantastic use capshase you know um and then Creators like that they resembled hi people this is fantastic this is the Holy Grail of SAS because I need to do discounts so my ACV increases and I can close sales much faster due to the fact that I’m offering flexible payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle typically it resembles a compromise you understand and after that the next thing they said was like hey why do not I do this for all my customer base instead of for every brand-new consumer that I solve so why do not I do this for my 300 clients instead of doing it for the internet for the 10 new clients I get months of a month so then we saw what they desired was to transform their ARR or the client base into upfront funding to be less depending on Equity as I stated the beginning yeah fine this is what we’re going to begin with and then we’re going to find out a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a good friend at HBS and then man we began working on it like crazy and and left what is your long-lasting Vision so it began with you understand you arrived at this hate you if you’re sitting on ARR we understand the business’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business deliberately right so we resisted the
urge to work and go with funding you understand with any vertical we only deal with SAS so our objective is to establish several products for SAS so we start with funding and it’s excellent because business truly count on us we really like a partner and we we help them to not simply get financing but work much better in a more efficient method and through that we’re finding you understand opportunities to broaden you understand in the deal of a SAS product