It can be challenging to choose the funding model … Revenue Based Financing Accounting .
use non-dilutive growth capital on-demand. Receive approximately a year of in advance capital immediately, providing you the versatile financing you need to grow your company and scale. Select overdue billings or recently paid expenditures, and pick payment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adapting to fulfill your demands. We supply the needed financing you need at that moment. Your money works for you rather than sitting idle. Within 24 hours, we assess the funding needed and deposit it immediately to your account. Our user friendly user interface allows you to comprehend and manage all your accounts and deals. Gain access to more capital as you scale. We are your partner every step of the method, decreasing our rates the longer we collaborate. Your data enables us to quickly offer you with the right amount of capital your organization requirements.
Capchase works with these users and company types: Mid Size Organization, Small Business, Business, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the best of
you’re right with conventional financing
that’s not actually an option previously
keep your 100 with cap chase we use data
to make funding quicker fairer and more
versatile based upon your future
predictable revenue and after that we cover it
all up with a single transparent cost
Let’s get this party started at
There is constantly a moment when a start-up’s founders, senior management group, and top finance executives evaluate strategies for how to scale the company to the next level and brochure what’s needed to do that effectively. Securing funding at an early stage can accelerate growth and result in achievable and quantifiable success. Eventually, financing supervisors and the strategic planning team have to pick the right funding source to help the business reach its objectives.
that management sets for the company. Weighing the threats and competitive risks in a well balanced and smart method is crucial as it can choose the future of your company The implications of selling equity, managing irregular cash flow, rates of interest motions, and the need to make prompt payments to lenders are among the elements to consider, simply to name a few.
That stated, with the rise of brand-new and more advanced financing choices that put the business interests of start-ups and midsize business initially, there’s generally a method to figure out an option that’s a great fit. It is essential to investigate the different funding choices that are offered to a business’s founders, management accountants, and finance officers and what factors to consider they require to produce both the long and brief term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for recurring Profits business generally helping business grow without quiting that valuable Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m really thrilled to share more amazing I’m delighted to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I comprehended you’re a first time creator very first time founder it resembles you struck a home run out of the park out of evictions I like it man that’s remarkable well as soon as they won you understand like it’s never ever the Home Run never ever like never counts until the video game is over ideal generally so so so yeah um we are four co-founders you know and it’s amusing because we’ve all satisfied through initially as buddies you know and after that as co-founder so uh there’s 3 people that collaborate at the exact same SAS business in in Spain so all of us signed up with when it was very early I signed up with as the very first person in sales and there are 2 people joined us that as product supervisors basically and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time approximately I went to organization school and I went to company school on the other one went to do a stint in VC with the objective of going to organization school later on so when I go to business school I I entered into into Harvard and you understand I was extremely delighted about it my whole goal was to go there to get more information about how to become a creator and after that hopefully release something upon graduation and the one that I landed there I was investigating already an idea with among these co-founders and it was authentic concept it had nothing to do or very little to do with what we’re doing now but you know that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of sequential payments you know and circular payments in between companies and right now you just have to wait for that sequence to develop or you know like there’s nobody simplifying those circular payments so we considered hey why don’t we do something similar to like a split wise or companies in verticals such as you know fried or Logistics or construction you understand you have a ton of parties that have to wait on different payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Business B 100 and Business B Home Company c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Company B no they would get they would pay absolutely no or get no and then business C we get a hundred dollars so when we’re speaking to big business they all enjoyed it but it was the typical like cold start issue I’m like hey this is fantastic when everyone’s in the platform however till then it’s it’s quite hard to get individuals to do anything so it was everything about hi how do we get more information how can we type of kick start this platform um without utilizing the platform to start with so it was all about getting more data and to get more information we got to two conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we provide a funding we have a financing and we get the information or people give us information in order to get financing so you understand we began doing that like checking out a growing number of and more and then what we need what we saw is that we understood more about sales than anything else we were really interested in fintech and specifically in funding and you know like we would look at various modes various verticals and so on for two weeks at a time if we found enough things we would choose 2 more weeks if we didn’t would cut it and then in January 2020 we had the the idea you know which is funny of providing this this SAS companies at all so they might extend terms to the customers however constantly get the money up front so we’re resolving the financing payment properties companies have which is they have upfront costs to obtain consumers and after that they make money months of the month right so to prevent that money card that every SAS company deals with and that we dealt with in the past in the previous experience the objective was to give them a tool so they might say to the client hi look the price is 100
each year and if you wish to pay month-to-month terrific use capshase you know um and after that Founders enjoy that they were like hi guys this is fantastic this is the Holy Grail of SAS because I need to do discounts so my ACV boosts and I can close sales much faster because I’m providing flexible payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle usually it resembles a trade-off you know and after that the next thing they stated was like hello why don’t I do this for all my consumer base instead of for every new customer that I get right so why do not I do this for my 300 customers instead of doing it for the internet for the 10 brand-new customers I get months of a month so then we saw what they desired was to transform their ARR or the consumer base into in advance funding to be less dependent on Equity as I stated the starting yeah fine this is what we’re going to begin with and after that we’re going to learn a lot so we’re gon na do the rest afterwards which’s when the 4th co-founder joined who has a friend at HBS and then man we began dealing with it like crazy and and left what is your long-term Vision so it started with you know you arrived on this hate you if you’re resting on ARR we understand the business’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we just way with such companies intentionally right so we resisted the
desire to work and go with financing you know with any vertical we only deal with SAS so our objective is to develop multiple products for SAS so we begin with financing and it’s fantastic due to the fact that business truly depend on us we really like a partner and we we help them to not simply get financing but work better in a more effective method and through that we’re finding you know chances to broaden you know in the transaction of a SAS product