It can be challenging to select the funding model … Raise Money For Your Business .
take advantage of non-dilutive growth capital on-demand. Receive up to a year of upfront capital right away, giving you the flexible financing you need to grow your organization and scale. Select unpaid invoices or just recently paid expenses, and pick repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adjusting to meet your needs. We supply the required financing you require at that moment. Your money works for you rather than sitting idle. Within 24 hr, we assess the funding required and deposit it immediately to your account. Our user friendly interface enables you to understand and handle all your accounts and transactions. Gain access to more capital as you scale. We are your partner every step of the way, reducing our rates the longer we work together. Your information allows us to quickly offer you with the right amount of capital your company needs.
Capchase works with these users and organization types: Mid Size Organization, Small Company, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
you’re right with traditional funding
that’s not really a choice until now
keep your 100 with cap chase we utilize data
to make financing much faster fairer and more
versatile based on your future
foreseeable profits and then we cover it
all up with a single transparent cost
Let’s get this celebration began at
There is always a point in time when a start-up’s founders, senior management group, and leading financing executives examine strategies for how to scale the business to the next level and catalog what’s needed to do that effectively. Protecting financing at an early stage can accelerate development and result in measurable and attainable success. Ultimately, financing supervisors and the tactical planning team need to decide on the right funding source to assist the company reach its objectives.
that management sets for the organization. Weighing the dangers and competitive hazards in a intelligent and well balanced way is crucial as it can decide the future of your company The implications of selling equity, handling irregular capital, rates of interest movements, and the requirement to make timely payments to loan providers are among the elements to think about, just among others.
That stated, with the increase of new and more sophisticated funding options that put business interests of start-ups and midsize companies first, there’s generally a way to determine a service that’s an excellent fit. It’s important to examine the various financing options that are offered to a business’s founders, management accountants, and financing officers and what considerations they require to make for both the brief and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Profits companies essentially assisting companies grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m extremely excited to share more amazing I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a first time creator very first time founder it resembles you struck a home run out of the park out of evictions I like it man that’s amazing well as quickly as they won you understand like it’s never the Crowning achievement never ever like never ever counts until the video game is over best basically so so so yeah um we are four co-founders you know and it’s amusing because we’ve all met through first as pals you know and then as co-founder so uh there’s 3 of us that work together at the same SAS business in in Spain so we all signed up with when it was extremely early I signed up with as the first individual in sales and there are 2 people joined us that as item managers essentially and we see the company from absolutely no to a few million err over 3 years and after that we left um at the same time approximately I went to company school and I went to company school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to company school I I got into into Harvard and you understand I was really excited about it my whole objective was to go there to get more information about how to become a creator and after that hopefully introduce something upon graduation and the one that I landed there I was researching already an idea with among these co-founders and it was authentic idea it had absolutely nothing to do or very little to do with what we’re doing now however you know that was the beginning of the journey and the novice Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of sequential payments you understand and circular payments between companies and right now you just need to await that series to develop or you understand like there’s no one simplifying those circular payments so we considered hi why don’t we do something similar to like a split smart or companies in verticals such as you understand fried or Logistics or construction you understand you have a ton of parties that need to await different payments like they’re all associated with one way or another so imagine you have a platform and after that you have company a post Business B 100 and Company B House Business c a hundred dollars in reality with this platform what would occur is a business.
a would pay a hundred the platform Company B no they would get they would pay zero or receive absolutely no and then business C we get a hundred dollars so when we’re talking to big companies they all loved it but it was the common like cold start problem I resemble hey this is excellent when everybody’s in the platform but up until then it’s it’s quite hard to get individuals to do anything so it was everything about hi how do we get more information how can we sort of begin this platform um without using the platform to start with so it was all about getting more data and to get more data we got to two conclusions it’s like we either get data through using an Analytics tool a workflow tool or we offer a financing we have a financing and we get the individuals or data offer us data in order to get financing so you know we started doing that like exploring increasingly more and more and after that what we need what we saw is that we understood more about sales than anything else we were truly interested in fintech and particularly in financing and you understand like we would look at various modes different verticals and so on for 2 weeks at a time if we found enough things we would choose 2 more weeks if we didn’t would cut it and then in January 2020 we had the the idea you understand which is funny of providing this this SAS business at all so they could extend terms to the customers but always get the cash up front so we’re resolving the financing payment properties companies have which is they have in advance expenses to get customers and after that they earn money months of the month right so to avoid that cash card that every SAS company faces and that we dealt with in the past in the previous experience the objective was to provide a tool so they could state to the client hi look the price is 100
per year and if you wish to pay regular monthly terrific use capshase you understand um and after that Creators like that they resembled hey guys this is incredible this is the Holy Grail of SAS since I have to do discount rates so my ACV increases and I can close sales much faster since I’m using flexible payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle generally it resembles a compromise you understand and after that the next thing they said resembled hello why do not I do this for all my consumer base instead of for each brand-new customer that I solve so why don’t I do this for my 300 consumers instead of doing it for the net for the 10 new customers I get months of a month so then we saw what they desired was to convert their ARR or the customer base into in advance financing to be less dependent on Equity as I stated the beginning yeah fine this is what we’re going to begin with and then we’re going to learn so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a buddy at HBS and after that guy we started dealing with it like crazy and and dropped out what is your long-lasting Vision so it started with you understand you arrived on this hate you if you’re sitting on ARR we understand the business’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only method with such companies intentionally right so we withstood the
desire to work and go with funding you know with any vertical we only work with SAS so our objective is to establish multiple products for SAS so we start with funding and it’s great since companies really rely on us we actually like a partner and we we help them to not simply get funding but work much better in a more effective method and through that we’re discovering you know chances to expand you understand in the transaction of a SAS item