It can be challenging to choose the financing model … Microacquire Capchase .
tap into non-dilutive development capital on-demand. Receive as much as a year of upfront capital immediately, giving you the versatile funding you require to grow your company and scale. Select unsettled billings or just recently paid costs, and select repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even annual contracts, adjusting to fulfill your demands. We offer the necessary financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we evaluate the financing required and deposit it instantly to your account. Our easy-to-use interface enables you to comprehend and manage all your transactions and accounts. Access more capital as you scale. We are your partner every action of the way, lowering our rates the longer we work together. Your data allows us to quickly provide you with the right amount of capital your business needs.
Capchase works with these users and organization types: Mid Size Company, Small Company, Business, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
you’re right with conventional financing
that’s not truly an option until now
keep your 100 with cap chase we use data
to make financing faster fairer and more
versatile based on your future
predictable income and after that we wrap it
all up with a single transparent charge
Let’s get this party started at
There is constantly a time when a start-up’s founders, senior management group, and leading financing executives assess methods for how to scale the business to the next level and catalog what’s needed to do that effectively. Securing financing at an early stage can accelerate growth and lead to obtainable and quantifiable success. Eventually, finance supervisors and the strategic planning team have to pick the right financing source to assist the business reach its objectives.
that management sets for the organization. Weighing the threats and competitive threats in a balanced and smart method is important as it can choose the future of your company The ramifications of offering equity, managing irregular capital, rate of interest motions, and the requirement to make prompt payments to loan providers are amongst the aspects to think about, just to name a few.
That stated, with the increase of new and more advanced financing options that put business interests of start-ups and midsize companies first, there’s usually a way to determine a solution that’s a great fit. It is essential to investigate the different funding alternatives that are available to a business’s founders, management accounting professionals, and financing officers and what considerations they need to produce both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for repeating Profits companies generally assisting companies grow without giving up that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m extremely thrilled to share more awesome I’m delighted to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time founder first time founder it’s like you struck a home run out of the park out of the gates I like it man that’s fantastic well as soon as they won you know like it’s never the Home Run never like never counts until the video game is over best essentially so so so yeah um we are 4 co-founders you understand and it’s amusing since we’ve all fulfilled through initially as friends you know and after that as co-founder so uh there’s three people that interact at the same SAS business in in Spain so we all joined when it was really early I joined as the very first individual in sales and there are 2 individuals joined us that as item managers essentially and we see the company from zero to a couple of million err over 3 years and then we left um at the same time approximately I went to company school and I went to company school on the other one went to do a stint in VC with the objective of going to business school afterwards so when I go to company school I I entered into Harvard and you know I was very excited about it my whole objective was to go there to read more about how to become a creator and then ideally introduce something upon graduation and the one that I landed there I was researching already a concept with among these co-founders and it was genuine idea it had nothing to do or really little to do with what we’re doing now however you understand that was the start of the beginner and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a great deal of consecutive payments you understand and circular payments in between companies and today you just have to wait on that series to establish or you know like there’s no one simplifying those circular payments so we thought of hello why do not we do something similar to like a split wise or business in verticals such as you understand fried or Logistics or building you know you have a ton of celebrations that have to await various payments like they’re all involved in one way or another so envision you have a platform and then you have company a post Company B 100 and Business B Home Business c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Business B zero they would get they would pay absolutely no or receive zero and after that company C we get a hundred dollars so when we’re talking to large companies they all enjoyed it however it was the common like cold start problem I’m like hey this is great when everybody’s in the platform however till then it’s it’s pretty tough to get individuals to do anything so it was everything about hi how do we get more information how can we type of kick start this platform um without utilizing the platform to start with so it was everything about getting more data and to get more data we got to 2 conclusions it resembles we either get information through providing an Analytics tool a workflow tool or we offer a funding we have a funding and we get the people or information give us information in order to get financing so you know we started doing that like exploring more and more and more and after that what we require what we saw is that we understood more about sales than anything else we were truly interested in fintech and specifically in financing and you know like we would take a look at different modes various verticals and so on for 2 weeks at a time if we found enough stuff we would opt for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is funny of using this this SAS business at all so they might extend terms to the consumers but always get the money up front so we’re solving the financing payment properties business have which is they have upfront costs to get consumers and after that they make money months of the month right so to avoid that cash card that every SAS company faces and that we dealt with in the past in the previous experience the goal was to provide a tool so they might say to the consumer hi look the price is 100
annually and if you wish to pay month-to-month great usage capshase you know um and then Creators love that they were like hi people this is remarkable this is the Holy Grail of SAS because I need to do discount rates so my ACV boosts and I can close sales much faster due to the fact that I’m providing versatile payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle normally it’s like a compromise you know and after that the next thing they stated resembled hey why do not I do this for all my customer base instead of for every new consumer that I get right so why don’t I do this for my 300 consumers instead of doing it for the net for the 10 brand-new clients I get months of a month so then we saw what they desired was to transform their ARR or the client base into upfront funding to be less dependent on Equity as I stated the starting yeah alright this is what we’re going to begin with and then we’re going to find out a lot so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a pal at HBS and after that man we started working on it like crazy and and left what is your long-term Vision so it started with you know you arrived at this hate you if you’re sitting on ARR we understand the business’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such companies intentionally right so we withstood the
desire to work and go with funding you know with any vertical we just work with SAS so our objective is to establish several items for SAS so we start with funding and it’s excellent because business truly depend on us we actually like a partner and we we help them to not just get funding but work better in a more efficient way and through that we’re finding you know chances to broaden you know in the transaction of a SAS item