It can be challenging to choose the financing model … Logic Capchase .
take advantage of non-dilutive development capital on-demand. Get up to a year of in advance capital right away, giving you the flexible funding you require to grow your organization and scale. Select unpaid invoices or just recently paid expenses, and pick repayment regards to 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adapting to satisfy your demands. We provide the necessary funding you require at that moment. Your money works for you rather than sitting idle. Within 24 hr, we examine the financing needed and deposit it immediately to your account. Our user friendly user interface enables you to understand and manage all your deals and accounts. Access more capital as you scale. We are your partner every step of the way, reducing our rates the longer we work together. Your information allows us to quickly offer you with the correct amount of capital your organization requirements.
Capchase works with these users and organization types: Mid Size Business, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
you’re right with conventional funding
that’s not actually an alternative until now
keep your 100 with cap chase we utilize data
to make financing much faster fairer and more
versatile based upon your future
predictable income and after that we wrap it
all up with a single transparent cost
Let’s get this celebration started at
There is always a time when a start-up’s creators, senior management team, and leading finance executives evaluate techniques for how to scale the business to the next level and brochure what’s required to do that effectively. Protecting financing at an early stage can speed up development and lead to obtainable and quantifiable success. Eventually, finance managers and the tactical planning team have to select the right funding source to help the company reach its objectives.
that management sets for the organization. Weighing the dangers and competitive risks in a smart and balanced way is crucial as it can decide the future of your company The implications of offering equity, handling irregular cash flow, interest rate movements, and the requirement to make prompt payments to loan providers are amongst the factors to consider, simply to name a few.
That said, with the rise of new and more advanced financing alternatives that put business interests of start-ups and midsize companies first, there’s typically a method to find out a service that’s an excellent fit. It is necessary to investigate the various funding options that are readily available to a company’s creators, management accountants, and financing officers and what factors to consider they require to make for both the long and short term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive development capital for repeating Income companies generally helping business grow without quiting that precious Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m really delighted to share more remarkable I’m delighted to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time creator very first time creator it’s like you struck a crowning achievement out of the park out of the gates I enjoy it man that’s fantastic well as soon as they won you know like it’s never the Home Run never like never counts till the game is over right basically so so so yeah um we are 4 co-founders you know and it’s funny since we’ve all satisfied through first as friends you know and then as co-founder so uh there’s three of us that collaborate at the same SAS company in in Spain so all of us signed up with when it was really early I joined as the very first person in sales and there are two individuals joined us that as item managers essentially and we see the company from zero to a couple of million err over three years and after that we left um at the same time approximately I went to company school and I went to organization school on the other one went to do a stint in VC with the goal of going to service school afterwards so when I go to company school I I entered into Harvard and you understand I was extremely thrilled about it my whole objective was to go there for more information about how to become a founder and after that hopefully launch something upon graduation and the one that I landed there I was researching already an idea with among these co-founders and it was genuine idea it had absolutely nothing to do or really little to do with what we’re doing now but you know that was the beginning of the novice and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a great deal of sequential payments you know and circular payments between companies and right now you simply need to wait for that series to establish or you know like there’s no one streamlining those circular payments so we thought about hey why do not we do something similar to like a split wise or business in verticals such as you understand fried or Logistics or construction you know you have a lots of celebrations that have to wait on various payments like they’re all involved in one way or another so envision you have a platform and after that you have company a post Company B 100 and Business B Home Company c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Business B zero they would get they would pay zero or get zero and then business C we get a hundred dollars so when we’re speaking to big companies they all liked it however it was the common like cold start problem I’m like hey this is fantastic when everybody’s in the platform however up until then it’s it’s quite difficult to get individuals to do anything so it was all about hello how do we get more information how can we kind of begin this platform um without utilizing the platform to start with so it was all about getting more data and to get more information we got to two conclusions it’s like we either get data through using an Analytics tool a workflow tool or we provide a funding we have a financing and we get the information or people provide us information in order to get financing so you understand we started doing that like exploring increasingly more and more and then what we need what we saw is that we knew more about sales than anything else we were really thinking about fintech and specifically in funding and you know like we would look at different modes different verticals and so on for two weeks at a time if we discovered enough stuff we would go for two more weeks if we didn’t would cut it and after that in January 2020 we had the the idea you know which is amusing of offering this this SAS business at all so they might extend terms to the consumers however always get the cash up front so we’re resolving the financing payment properties business have which is they have upfront costs to get clients and after that they make money months of the month right so to avoid that cash card that every SAS business faces which we faced in the past in the previous experience the goal was to provide a tool so they might state to the customer hey look the rate is 100
each year and if you want to pay month-to-month terrific use capshase you know um and after that Founders like that they resembled hi people this is amazing this is the Holy Grail of SAS because I need to do discount rates so my ACV boosts and I can close sales quicker because I’m using flexible payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle normally it’s like a compromise you know and then the next thing they stated resembled hello why do not I do this for all my customer base instead of for every new consumer that I solve so why don’t I do this for my 300 consumers instead of doing it for the internet for the 10 new clients I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into in advance financing to be less based on Equity as I stated the starting yeah alright this is what we’re going to begin with and after that we’re going to find out so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a good friend at HBS and then man we began working on it like crazy and and left what is your long-term Vision so it began with you know you landed on this hate you if you’re resting on ARR we understand the business’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we just way with such business deliberately right so we resisted the
desire to go and work with funding you know with any vertical we only deal with SAS so our objective is to establish numerous items for SAS so we begin with funding and it’s terrific because business actually rely on us we really like a partner and we we help them to not simply get financing however work much better in a more efficient way and through that we’re finding you know chances to broaden you know in the transaction of a SAS product