It can be challenging to select the funding model … Linkedin Capchase .
take advantage of non-dilutive growth capital on-demand. Get up to a year of upfront capital right away, giving you the flexible funding you require to grow your company and scale. Select unsettled billings or just recently paid expenses, and select repayment regards to 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even yearly agreements, adjusting to fulfill your demands. We offer the required funding you need at that moment. Your money works for you instead of sitting idle. Within 24 hours, we assess the funding needed and deposit it quickly to your account. Our user friendly interface allows you to comprehend and manage all your accounts and deals. Gain access to more capital as you scale. We are your partner every step of the way, lowering our rates the longer we work together. Your information enables us to rapidly supply you with the right amount of capital your business requirements.
Capchase works with these users and organization types: Mid Size Company, Small Company, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the best of
both
you’re right with traditional financing
that’s not really an alternative until now
keep your 100 with cap chase we utilize information
to make funding quicker fairer and more
flexible based upon your future
foreseeable revenue and after that we wrap it
all up with a single transparent cost
so let’s get this party began at
There is always a time when a start-up’s founders, senior management team, and leading financing executives evaluate strategies for how to scale the business to the next level and catalog what’s needed to do that effectively. Protecting financing at an early stage can speed up development and lead to quantifiable and attainable success. Ultimately, finance supervisors and the strategic preparation group need to select the right financing source to help the business reach its goals.
that management sets for the organization. Weighing the risks and competitive hazards in a smart and balanced way is crucial as it can choose the future of your company The implications of offering equity, handling inconsistent capital, rates of interest movements, and the need to make prompt payments to lending institutions are amongst the aspects to think about, simply to name a few.
That stated, with the increase of brand-new and more advanced funding alternatives that put the business interests of start-ups and midsize business initially, there’s normally a way to find out a solution that’s a good fit. It’s important to examine the different funding options that are offered to a company’s founders, management accounting professionals, and financing officers and what considerations they need to make for both the long and short term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for repeating Income companies essentially assisting business grow without giving up that precious Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s fantastic to be here yeah I’m extremely thrilled to share more remarkable I’m excited to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I comprehended you’re a first time founder first time founder it’s like you struck a home run out of the park out of the gates I like it man that’s incredible well as quickly as they won you know like it’s never ever the Home Run never like never counts till the video game is over right basically so so so yeah um we are four co-founders you know and it’s funny because we’ve all fulfilled through first as friends you know and then as co-founder so uh there’s three of us that interact at the exact same SAS company in in Spain so all of us joined when it was really early I joined as the very first person in sales and there are two individuals joined us that as item managers basically and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time roughly I went to business school and I went to company school on the other one went to do a stint in VC with the objective of going to organization school afterwards so when I go to company school I I entered into Harvard and you understand I was very thrilled about it my entire objective was to go there for more information about how to become a creator and after that hopefully release something upon graduation and the one that I landed there I was researching already an idea with one of these co-founders and it was genuine concept it had nothing to do or really little to do with what we’re doing now however you understand that was the beginning of the journey and the novice Journey or the Insight that we had was that hey there are in specific verticals there are a lot of consecutive payments you know and circular payments in between companies and today you simply have to wait for that series to establish or you know like there’s nobody streamlining those circular payments so we thought about hey why don’t we do something comparable to like a split wise or companies in verticals such as you know fried or Logistics or construction you understand you have a lots of parties that have to await various payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Business B 100 and Business B House Company c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Business B absolutely no they would get they would pay no or receive no and then business C we get a hundred dollars so when we’re talking to big business they all enjoyed it but it was the common like cold start problem I resemble hey this is fantastic when everybody’s in the platform but up until then it’s it’s quite tough to get people to do anything so it was everything about hey how do we get more data how can we sort of kick start this platform um without utilizing the platform to start with so it was all about getting more data and to get more information we got to two conclusions it’s like we either get information through offering an Analytics tool a workflow tool or we provide a financing we have a financing and we get the data or individuals offer us data in order to get funding so you understand we began doing that like checking out more and more and more and after that what we need what we saw is that we understood more about sales than anything else we were really thinking about fintech and particularly in financing and you understand like we would look at different modes various verticals and so on for two weeks at a time if we discovered enough stuff we would go for 2 more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is funny of using this this SAS companies at all so they might extend terms to the clients but always get the cash up front so we’re solving the funding payment assets business have which is they have upfront expenses to get consumers and then they make money months of the month right so to avoid that money card that every SAS company deals with which we dealt with in the past in the previous experience the objective was to give them a tool so they might say to the customer hello look the rate is 100
each year and if you wish to pay month-to-month terrific use capshase you understand um and after that Creators enjoy that they resembled hey men this is remarkable this is the Holy Grail of SAS because I have to do discount rates so my ACV boosts and I can close sales much faster because I’m providing versatile payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle usually it’s like a trade-off you know and then the next thing they stated was like hey why do not I do this for all my customer base instead of for every new client that I solve so why do not I do this for my 300 clients instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into upfront financing to be less dependent on Equity as I said the beginning yeah alright this is what we’re going to begin with and then we’re going to discover a lot so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a buddy at HBS and after that male we started working on it like crazy and and dropped out what is your long-term Vision so it started with you understand you arrived on this hate you if you’re sitting on ARR we know the company’s uh churn we understand the company’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only way with such business intentionally right so we withstood the
urge to work and go with financing you know with any vertical we just work with SAS so our goal is to establish numerous products for SAS so we begin with funding and it’s fantastic because business truly rely on us we truly like a partner and we we help them to not just get financing but work much better in a more effective method and through that we’re finding you know chances to broaden you understand in the deal of a SAS item