It can be challenging to pick the funding model … How To Raise Capital Without Dilution .
use non-dilutive development capital on-demand. Get as much as a year of in advance capital right away, giving you the flexible funding you require to grow your company and scale. Select unpaid billings or just recently paid costs, and pick repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adjusting to fulfill your needs. We provide the necessary financing you need at that moment. Your money works for you rather than sitting idle. Within 24 hours, we assess the funding required and deposit it quickly to your account. Our user friendly user interface permits you to understand and manage all your transactions and accounts. Gain access to more capital as you scale. We are your partner every action of the way, minimizing our rates the longer we collaborate. Your data allows us to quickly provide you with the correct amount of capital your business requirements.
Capchase works with these users and company types: Mid Size Organization, Small Business, Business, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the response how about the best of
you’re right with traditional funding
that’s not actually an alternative until now
keep your 100 with cap chase we utilize information
to make financing quicker fairer and more
flexible based on your future
foreseeable income and after that we cover it
all up with a single transparent charge
so let’s get this celebration started at
There is always a moment when a start-up’s creators, senior management group, and top finance executives examine methods for how to scale the company to the next level and brochure what’s required to do that effectively. Protecting financing at an early stage can speed up growth and cause measurable and obtainable success. Ultimately, finance supervisors and the tactical planning team need to decide on the right funding source to assist the business reach its goals.
that management sets for the organization. Weighing the threats and competitive hazards in a well balanced and smart way is crucial as it can decide the future of your business The implications of selling equity, handling irregular capital, rate of interest movements, and the need to make prompt payments to loan providers are among the elements to think about, just to name a few.
That said, with the rise of brand-new and more sophisticated funding alternatives that put business interests of start-ups and midsize business initially, there’s normally a method to determine a service that’s a great fit. It’s important to examine the various funding choices that are offered to a company’s creators, management accountants, and finance officers and what considerations they require to make for both the brief and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for recurring Profits companies basically helping companies grow without giving up that precious Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m extremely excited to share more awesome I’m thrilled to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time founder very first time founder it’s like you struck a crowning achievement out of the park out of evictions I love it man that’s incredible well as quickly as they won you know like it’s never ever the Crowning achievement never ever like never ever counts till the video game is over right basically so so so yeah um we are four co-founders you know and it’s funny since we’ve all fulfilled through first as friends you understand and after that as co-founder so uh there’s 3 people that interact at the exact same SAS business in in Spain so we all joined when it was really early I signed up with as the very first person in sales and there are two people joined us that as product managers basically and we see the business from zero to a couple of million err over three years and then we left um at the same time roughly I went to company school and I went to organization school on the other one went to do a stint in VC with the goal of going to company school later on so when I go to service school I I entered into Harvard and you understand I was very thrilled about it my entire objective was to go there to find out more about how to become a founder and after that hopefully release something upon graduation and the one that I landed there I was looking into already a concept with among these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there remain in specific verticals there are a great deal of sequential payments you know and circular payments in between business and today you just need to wait on that sequence to develop or you understand like there’s nobody streamlining those circular payments so we considered hey why do not we do something similar to like a split wise or companies in verticals such as you know fried or Logistics or building you know you have a ton of celebrations that need to wait for various payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Business B 100 and Company B Home Business c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Company B no they would get they would pay no or get absolutely no and after that business C we get a hundred dollars so when we’re speaking to big companies they all loved it but it was the common like cold start issue I’m like hey this is excellent when everyone’s in the platform but until then it’s it’s pretty tough to get people to do anything so it was everything about hello how do we get more information how can we sort of begin this platform um without using the platform to start with so it was everything about getting more data and to get more data we got to two conclusions it resembles we either get data through providing an Analytics tool a workflow tool or we provide a funding we have a funding and we get the individuals or data provide us data in order to get financing so you know we began doing that like checking out increasingly more and more and then what we require what we saw is that we knew more about sales than anything else we were really thinking about fintech and particularly in funding and you understand like we would take a look at different modes different verticals and so on for 2 weeks at a time if we found enough stuff we would choose two more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you understand which is funny of using this this SAS companies at all so they could extend terms to the customers however constantly get the money in advance so we’re fixing the funding payment properties companies have which is they have in advance costs to obtain customers and then they make money months of the month right so to avoid that cash card that every SAS business deals with which we faced in the past in the previous experience the objective was to give them a tool so they could say to the customer hi look the cost is 100
per year and if you wish to pay regular monthly fantastic usage capshase you understand um and after that Creators enjoy that they resembled hi guys this is remarkable this is the Holy Grail of SAS since I have to do discounts so my ACV increases and I can close sales much faster because I’m using versatile payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle usually it resembles a compromise you understand and then the next thing they stated was like hello why do not I do this for all my consumer base instead of for every brand-new customer that I solve so why do not I do this for my 300 customers instead of doing it for the net for the 10 brand-new consumers I get months of a month so then we saw what they desired was to transform their ARR or the consumer base into upfront financing to be less based on Equity as I said the starting yeah okay this is what we’re going to start with and after that we’re going to find out a lot so we’re gon na do the rest afterwards which’s when the 4th co-founder joined who has a buddy at HBS and then guy we began dealing with it like crazy and and left what is your long-lasting Vision so it started with you understand you landed on this hate you if you’re resting on ARR we understand the business’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only method with such business deliberately right so we withstood the
desire to work and go with funding you know with any vertical we only work with SAS so our goal is to develop numerous items for SAS so we begin with financing and it’s terrific because business really count on us we really like a partner and we we help them to not simply get financing but work much better in a more effective method and through that we’re discovering you understand chances to expand you know in the deal of a SAS item