It can be challenging to select the financing model … Clearco. .

Receive up to a year of upfront capital right away, offering you the flexible funding you need to grow your company and scale. We provide the required funding you require at that minute. Within 24 hours, we assess the financing required and deposit it instantly to your account.

Capchase deals with these users and organization types: Mid Size Business, Small Company, Enterprise, Freelance, Nonprofit, and Government.

what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the very best of
both
you’re right with traditional financing
that’s not really an option previously
keep your 100 with cap chase we utilize information
to make funding faster fairer and more
versatile based upon your future
predictable revenue and then we wrap it
all up with a single transparent fee
Let’s get this celebration started at

There is always a time when a start-up’s creators, senior management team, and top finance executives evaluate methods for how to scale the company to the next level and brochure what’s required to do that successfully. Securing funding at an early stage can speed up growth and cause quantifiable and achievable success. Eventually, finance managers and the strategic planning team need to pick the right funding source to assist the company reach its goals.

that management sets for the company. Weighing the threats and competitive hazards in a smart and balanced method is important as it can choose the future of your business The ramifications of offering equity, managing irregular cash flow, interest rate movements, and the requirement to make timely payments to lending institutions are among the factors to consider, just to name a few.

That said, with the increase of new and more advanced financing options that put the business interests of start-ups and midsize business initially, there’s normally a way to determine a solution that’s a good fit. It is necessary to investigate the different funding options that are offered to a business’s founders, management accounting professionals, and finance officers and what factors to consider they need to make for both the short and long term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for repeating Earnings companies generally helping companies grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m extremely delighted to share more awesome I’m excited to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I comprehended you’re a very first time creator very first time creator it resembles you struck a home run out of the park out of the gates I like it man that’s fantastic well as quickly as they won you know like it’s never the Crowning achievement never ever like never counts until the game is over best generally so so so yeah um we are four co-founders you know and it’s amusing due to the fact that we’ve all met through first as friends you know and then as co-founder so uh there’s three people that collaborate at the same SAS business in in Spain so we all joined when it was extremely early I joined as the very first individual in sales and there are 2 individuals joined us that as item managers essentially and we see the business from no to a couple of million err over 3 years and after that we left um at the same time approximately I went to business school and I went to company school on the other one went to do a stint in VC with the goal of going to organization school afterwards so when I go to company school I I got into into Harvard and you know I was very delighted about it my entire goal was to go there to read more about how to become a creator and then hopefully introduce something upon graduation and the one that I landed there I was researching already a concept with one of these co-founders and it was authentic concept it had absolutely nothing to do or really little to do with what we’re doing now but you know that was the beginning of the journey and the newbie Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of sequential payments you understand and circular payments between companies and today you simply need to await that sequence to develop or you understand like there’s nobody simplifying those circular payments so we thought about hello why don’t we do something comparable to like a split smart or business in verticals such as you know fried or Logistics or building and construction you know you have a ton of celebrations that need to wait for various payments like they’re all involved in one way or another so envision you have a platform and then you have company a post Company B 100 and Business B House Company c a hundred dollars in reality with this platform what would occur is a business.

a would pay a hundred the platform Business B zero they would get they would pay no or get absolutely no and then business C we get a hundred dollars so when we’re speaking to big business they all enjoyed it however it was the common like cold start problem I’m like hey this is fantastic when everybody remains in the platform but till then it’s it’s pretty difficult to get people to do anything so it was all about hello how do we get more data how can we sort of begin this platform um without using the platform to start with so it was everything about getting more data and to get more data we got to two conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we provide a financing we have a financing and we get the information or people provide us information in order to get financing so you understand we started doing that like exploring a growing number of and more and then what we need what we saw is that we understood more about sales than anything else we were truly thinking about fintech and specifically in funding and you know like we would look at different modes different verticals and so on for two weeks at a time if we found enough stuff we would go for two more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you understand which is amusing of providing this this SAS companies at all so they could extend terms to the customers but always get the cash up front so we’re fixing the financing payment properties business have which is they have upfront costs to acquire customers and then they make money months of the month right so to avoid that cash card that every SAS business faces which we faced in the past in the previous experience the goal was to provide a tool so they might say to the customer hi look the cost is 100

annually and if you wish to pay monthly fantastic usage capshase you know um and then Founders enjoy that they resembled hey men this is amazing this is the Holy Grail of SAS because I need to do discount rates so my ACV boosts and I can close sales faster due to the fact that I’m providing versatile payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle usually it’s like a compromise you know and then the next thing they said was like hi why don’t I do this for all my customer base instead of for each new customer that I solve so why don’t I do this for my 300 consumers instead of doing it for the internet for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into in advance financing to be less based on Equity as I stated the beginning yeah okay this is what we’re going to begin with and after that we’re going to learn a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a good friend at HBS and then man we began dealing with it like crazy and and dropped out what is your long-lasting Vision so it began with you understand you landed on this hate you if you’re sitting on ARR we understand the business’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we just method with such business deliberately right so we resisted the

desire to go and work with funding you know with any vertical we only work with SAS so our goal is to develop several products for SAS so we begin with financing and it’s fantastic due to the fact that business really rely on us we actually like a partner and we we help them to not just get financing but work better in a more effective method and through that we’re discovering you understand opportunities to expand you understand in the transaction of a SAS item

It can be challenging to pick the financing model … Clearco .

use non-dilutive growth capital on-demand. Get up to a year of in advance capital immediately, giving you the versatile financing you require to grow your organization and scale. Select unpaid invoices or just recently paid costs, and select repayment regards to 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adjusting to meet your demands. We provide the necessary financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we examine the financing needed and deposit it instantly to your account. Our user friendly user interface allows you to comprehend and manage all your transactions and accounts. Gain access to more capital as you scale. We are your partner every step of the method, lowering our rates the longer we collaborate. Your data allows us to rapidly offer you with the right amount of capital your service requirements.

Capchase deals with these users and organization types: Mid Size Company, Small Business, Enterprise, Freelance, Nonprofit, and Government.

what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the very best of
both
you’re right with traditional financing
that’s not actually a choice previously
keep your 100 with cap chase we utilize information
to make funding quicker fairer and more
versatile based upon your future
predictable income and then we cover it
all up with a single transparent fee
Let’s get this celebration started at

There is constantly a time when a start-up’s creators, senior management group, and top financing executives assess strategies for how to scale the company to the next level and brochure what’s required to do that successfully. Protecting financing at an early stage can speed up development and result in quantifiable and attainable success. Ultimately, finance managers and the tactical preparation group need to choose the right financing source to assist the company reach its objectives.

that management sets for the organization. Weighing the threats and competitive hazards in a smart and well balanced method is essential as it can decide the future of your business The ramifications of selling equity, managing inconsistent cash flow, rate of interest movements, and the need to make prompt payments to loan providers are among the aspects to think about, just to name a few.

That stated, with the increase of new and more advanced funding options that put the business interests of start-ups and midsize companies first, there’s usually a way to determine an option that’s a good fit. It’s important to examine the different funding options that are available to a company’s creators, management accountants, and financing officers and what factors to consider they require to make for both the long and short term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive development capital for recurring Revenue companies generally helping business grow without quiting that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m really excited to share more remarkable I’m delighted to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a very first time creator first time founder it’s like you struck a home run out of the park out of the gates I like it man that’s fantastic well as quickly as they won you understand like it’s never the Crowning achievement never like never counts till the video game is over ideal generally so so so yeah um we are four co-founders you understand and it’s amusing since we have actually all fulfilled through first as buddies you understand and after that as co-founder so uh there’s three people that interact at the same SAS company in in Spain so we all joined when it was extremely early I joined as the first individual in sales and there are 2 individuals joined us that as item managers basically and we see the company from zero to a couple of million err over 3 years and after that we left um at the same time approximately I went to service school and I went to business school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to company school I I got into into Harvard and you understand I was very thrilled about it my whole objective was to go there to find out more about how to become a founder and then ideally introduce something upon graduation and the one that I landed there I was researching currently a concept with among these co-founders and it was genuine concept it had absolutely nothing to do or very little to do with what we’re doing now but you understand that was the beginning of the journey and the beginner Journey or the Insight that we had was that hey there remain in specific verticals there are a great deal of sequential payments you understand and circular payments between business and today you just have to wait on that series to develop or you understand like there’s no one streamlining those circular payments so we considered hi why don’t we do something comparable to like a split wise or business in verticals such as you understand fried or Logistics or building and construction you know you have a ton of celebrations that have to wait on different payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Company B 100 and Company B House Company c a hundred dollars in reality with this platform what would happen is a company.

a would pay a hundred the platform Company B zero they would get they would pay absolutely no or receive zero and after that business C we get a hundred dollars so when we’re talking to big companies they all loved it but it was the common like cold start problem I’m like hey this is great when everybody remains in the platform but until then it’s it’s quite tough to get people to do anything so it was everything about hey how do we get more data how can we type of kick start this platform um without using the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it’s like we either get information through providing an Analytics tool a workflow tool or we offer a financing we have a funding and we get the individuals or data provide us information in order to get funding so you know we began doing that like exploring more and more and more and then what we need what we saw is that we understood more about sales than anything else we were really interested in fintech and specifically in funding and you understand like we would take a look at various modes different verticals and so on for two weeks at a time if we discovered enough stuff we would opt for 2 more weeks if we didn’t would cut it and then in January 2020 we had the the idea you know which is amusing of offering this this SAS business at all so they could extend terms to the consumers but constantly get the money up front so we’re resolving the funding payment properties companies have which is they have upfront expenses to acquire consumers and after that they get paid months of the month right so to prevent that money card that every SAS company faces and that we dealt with in the past in the previous experience the objective was to give them a tool so they might say to the consumer hey look the price is 100

per year and if you wish to pay monthly fantastic usage capshase you know um and then Founders love that they were like hey men this is fantastic this is the Holy Grail of SAS since I need to do discount rates so my ACV boosts and I can close sales quicker due to the fact that I’m offering versatile payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle typically it’s like a compromise you know and after that the next thing they stated resembled hello why don’t I do this for all my consumer base instead of for every brand-new client that I get right so why don’t I do this for my 300 consumers instead of doing it for the web for the 10 new customers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into upfront funding to be less dependent on Equity as I stated the beginning yeah okay this is what we’re going to begin with and then we’re going to learn so much so we’re gon na do the rest afterwards which’s when the 4th co-founder joined who has a friend at HBS and after that male we began dealing with it like crazy and and dropped out what is your long-lasting Vision so it started with you understand you arrived at this hate you if you’re sitting on ARR we understand the company’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and provide them up front x times times x ARR or times x mrr however what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we just way with such companies intentionally right so we withstood the

desire to work and go with financing you know with any vertical we just work with SAS so our goal is to establish several products for SAS so we begin with funding and it’s terrific because companies really count on us we really like a partner and we we help them to not just get financing but work much better in a more effective method and through that we’re discovering you understand chances to broaden you understand in the transaction of a SAS item

It can be challenging to choose the funding model … “””Clearco””” .

Get up to a year of upfront capital immediately, providing you the versatile financing you need to grow your service and scale. We provide the required funding you need at that minute. Within 24 hours, we evaluate the funding required and deposit it immediately to your account.

Capchase deals with these users and organization types: Mid Size Service, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.

what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with traditional funding
that’s not actually an alternative previously
keep your 100 with cap chase we utilize data
to make funding quicker fairer and more
versatile based upon your future
predictable revenue and then we cover it
all up with a single transparent fee
Let’s get this party started at

There is constantly a point in time when a start-up’s creators, senior management group, and top finance executives assess methods for how to scale the business to the next level and brochure what’s required to do that successfully. Securing funding at an early stage can accelerate growth and cause measurable and attainable success. Eventually, finance supervisors and the tactical preparation team have to pick the right funding source to help the company reach its goals.

that management sets for the company. Weighing the dangers and competitive threats in a smart and well balanced way is important as it can decide the future of your business The ramifications of offering equity, handling inconsistent cash flow, rates of interest motions, and the need to make prompt payments to lenders are among the elements to think about, simply to name a few.

That stated, with the increase of new and more advanced funding options that put business interests of start-ups and midsize business first, there’s generally a method to find out an option that’s an excellent fit. It is very important to investigate the various funding options that are readily available to a company’s creators, management accountants, and financing officers and what factors to consider they need to produce both the long and short term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive development capital for repeating Profits business essentially helping business grow without quiting that precious Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m really excited to share more incredible I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I comprehended you’re a very first time founder first time creator it’s like you hit a crowning achievement out of the park out of evictions I love it man that’s fantastic well as quickly as they won you understand like it’s never ever the Crowning achievement never ever like never counts until the video game is over right essentially so so so yeah um we are 4 co-founders you understand and it’s amusing due to the fact that we have actually all fulfilled through first as good friends you understand and then as co-founder so uh there’s three of us that work together at the same SAS business in in Spain so all of us signed up with when it was extremely early I signed up with as the very first individual in sales and there are two people joined us that as item supervisors generally and we see the business from absolutely no to a few million err over 3 years and then we left um at the same time approximately I went to business school and I went to business school on the other one went to do a stint in VC with the objective of going to organization school afterwards so when I go to company school I I entered into into Harvard and you know I was really excited about it my whole objective was to go there to read more about how to become a founder and after that ideally release something upon graduation and the one that I landed there I was looking into currently an idea with among these co-founders and it was authentic concept it had nothing to do or extremely little to do with what we’re doing now but you understand that was the beginning of the journey and the newbie Journey or the Insight that we had was that hey there remain in particular verticals there are a great deal of sequential payments you understand and circular payments between business and right now you simply need to await that sequence to develop or you know like there’s nobody streamlining those circular payments so we considered hello why don’t we do something similar to like a split sensible or companies in verticals such as you know fried or Logistics or building and construction you understand you have a lots of parties that need to await different payments like they’re all associated with one way or another so imagine you have a platform and then you have company a post Business B 100 and Company B House Company c a hundred dollars in reality with this platform what would occur is a business.

a would pay a hundred the platform Business B zero they would get they would pay zero or receive zero and then business C we get a hundred dollars so when we’re speaking to big companies they all loved it however it was the typical like cold start problem I resemble hey this is great when everybody remains in the platform however till then it’s it’s quite hard to get individuals to do anything so it was all about hello how do we get more data how can we kind of kick start this platform um without using the platform to start with so it was everything about getting more information and to get more information we got to 2 conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we offer a funding we have a funding and we get the people or information offer us information in order to get financing so you know we began doing that like exploring increasingly more and more and then what we require what we saw is that we knew more about sales than anything else we were truly thinking about fintech and specifically in financing and you know like we would look at various modes various verticals and so on for 2 weeks at a time if we discovered enough stuff we would choose two more weeks if we didn’t would cut it and after that in January 2020 we had the the concept you know which is amusing of using this this SAS companies at all so they might extend terms to the consumers however always get the money in advance so we’re solving the financing payment properties business have which is they have in advance costs to get clients and then they get paid months of the month right so to avoid that money card that every SAS company deals with which we faced in the past in the previous experience the objective was to provide a tool so they could state to the client hey look the price is 100

per year and if you want to pay regular monthly fantastic usage capshase you know um and then Founders enjoy that they resembled hello guys this is fantastic this is the Holy Grail of SAS due to the fact that I have to do discount rates so my ACV increases and I can close sales much faster due to the fact that I’m providing versatile payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle normally it resembles a trade-off you understand and then the next thing they stated resembled hello why do not I do this for all my consumer base instead of for every single new customer that I get right so why do not I do this for my 300 clients instead of doing it for the net for the 10 new customers I get months of a month so then we saw what they desired was to transform their ARR or the consumer base into upfront financing to be less dependent on Equity as I stated the starting yeah alright this is what we’re going to begin with and after that we’re going to discover a lot so we’re gon na do the rest later on and that’s when the 4th co-founder joined who has a pal at HBS and after that guy we began working on it like crazy and and dropped out what is your long-lasting Vision so it began with you know you arrived on this hate you if you’re sitting on ARR we know the company’s uh churn we understand the company’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such business deliberately right so we resisted the

desire to work and go with funding you understand with any vertical we just deal with SAS so our goal is to establish several products for SAS so we begin with funding and it’s excellent because business really rely on us we actually like a partner and we we help them to not just get funding however work better in a more efficient method and through that we’re finding you know chances to expand you understand in the deal of a SAS product