It can be challenging to pick the funding model … Capchase Inc. .

Get up to a year of in advance capital right away, offering you the flexible funding you need to grow your organization and scale. We provide the essential financing you need at that moment. Within 24 hours, we examine the funding required and deposit it quickly to your account.

Capchase works with these users and company types: Mid Size Service, Small Business, Business, Freelance, Nonprofit, and Federal government.

what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
both
you’re right with standard funding
that’s not really an option until now
keep your 100 with cap chase we utilize data
to make funding quicker fairer and more
flexible based on your future
predictable profits and then we cover it
all up with a single transparent fee
so let’s get this celebration began at

There is constantly a moment when a start-up’s founders, senior management team, and top finance executives assess strategies for how to scale the company to the next level and catalog what’s needed to do that effectively. Securing funding at an early stage can accelerate development and result in measurable and obtainable success. Ultimately, financing managers and the strategic preparation team have to select the right funding source to assist the company reach its goals.

that management sets for the organization. Weighing the dangers and competitive risks in a well balanced and intelligent way is vital as it can choose the future of your business The ramifications of offering equity, handling irregular capital, interest rate motions, and the requirement to make prompt payments to loan providers are among the elements to consider, simply among others.

That said, with the increase of brand-new and more sophisticated financing options that put the business interests of start-ups and midsize business first, there’s typically a method to find out a solution that’s an excellent fit. It is very important to investigate the different funding options that are readily available to a business’s creators, management accounting professionals, and finance officers and what considerations they require to make for both the short and long term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for repeating Income business essentially helping business grow without quiting that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m extremely thrilled to share more amazing I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a first time founder first time founder it’s like you struck a crowning achievement out of the park out of the gates I enjoy it man that’s incredible well as soon as they won you understand like it’s never the Crowning achievement never ever like never counts till the game is over ideal basically so so so yeah um we are 4 co-founders you know and it’s amusing due to the fact that we’ve all fulfilled through initially as pals you know and then as co-founder so uh there’s 3 people that interact at the exact same SAS business in in Spain so we all signed up with when it was extremely early I joined as the very first individual in sales and there are two individuals joined us that as item managers essentially and we see the company from zero to a few million err over 3 years and after that we left um at the same time approximately I went to service school and I went to service school on the other one went to do a stint in VC with the goal of going to service school afterwards so when I go to company school I I got into into Harvard and you know I was extremely excited about it my whole objective was to go there to learn more about how to become a founder and then hopefully release something upon graduation and the one that I landed there I was researching currently an idea with among these co-founders and it was authentic concept it had nothing to do or really little to do with what we’re doing now however you understand that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a great deal of sequential payments you understand and circular payments in between companies and today you simply need to await that sequence to develop or you understand like there’s nobody streamlining those circular payments so we thought of hey why don’t we do something comparable to like a split wise or business in verticals such as you know fried or Logistics or building you know you have a ton of parties that have to wait for different payments like they’re all associated with one way or another so imagine you have a platform and after that you have company a post Company B 100 and Company B House Business c a hundred dollars in reality with this platform what would occur is a business.

a would pay a hundred the platform Business B absolutely no they would get they would pay zero or receive absolutely no and after that business C we get a hundred dollars so when we’re talking with large business they all enjoyed it however it was the normal like cold start issue I resemble hey this is great when everybody’s in the platform but till then it’s it’s quite hard to get people to do anything so it was all about hi how do we get more information how can we type of begin this platform um without using the platform to start with so it was everything about getting more data and to get more information we got to 2 conclusions it’s like we either get information through offering an Analytics tool a workflow tool or we provide a funding we have a financing and we get the people or information offer us data in order to get financing so you know we began doing that like exploring more and more and more and then what we require what we saw is that we knew more about sales than anything else we were truly interested in fintech and specifically in funding and you understand like we would take a look at different modes different verticals and so on for two weeks at a time if we found enough things we would go for two more weeks if we didn’t would cut it and then in January 2020 we had the the idea you know which is amusing of using this this SAS companies at all so they could extend terms to the customers however constantly get the money up front so we’re solving the financing payment assets business have which is they have upfront costs to obtain clients and after that they get paid months of the month right so to prevent that cash card that every SAS company deals with and that we dealt with in the past in the previous experience the objective was to give them a tool so they might state to the consumer hi look the cost is 100

each year and if you want to pay monthly excellent usage capshase you know um and then Founders like that they were like hey men this is incredible this is the Holy Grail of SAS because I need to do discount rates so my ACV increases and I can close sales much faster due to the fact that I’m offering flexible payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle normally it’s like a trade-off you understand and then the next thing they stated resembled hi why do not I do this for all my client base instead of for every brand-new consumer that I solve so why do not I do this for my 300 clients instead of doing it for the net for the 10 brand-new clients I get months of a month so then we saw what they wanted was to convert their ARR or the consumer base into upfront funding to be less based on Equity as I said the beginning yeah all right this is what we’re going to begin with and then we’re going to find out so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a friend at HBS and then man we began working on it like crazy and and left what is your long-lasting Vision so it started with you know you landed on this hate you if you’re resting on ARR we understand the company’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only method with such business intentionally right so we resisted the

urge to work and go with financing you know with any vertical we only work with SAS so our goal is to develop multiple items for SAS so we start with funding and it’s great since companies actually rely on us we actually like a partner and we we help them to not just get financing however work much better in a more effective way and through that we’re discovering you understand opportunities to broaden you know in the transaction of a SAS item

It can be challenging to choose the financing model … Capchase Inc .

Receive up to a year of in advance capital right away, giving you the flexible financing you require to grow your company and scale. We provide the essential financing you require at that moment. Within 24 hours, we examine the funding required and deposit it instantly to your account.

Capchase deals with these users and company types: Mid Size Service, Small Company, Business, Freelance, Nonprofit, and Federal government.

what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
both
you’re right with traditional funding
that’s not really an option until now
keep your 100 with cap chase we utilize information
to make funding quicker fairer and more
flexible based upon your future
predictable income and then we wrap it
all up with a single transparent cost
so let’s get this celebration began at

There is always a point in time when a start-up’s founders, senior management group, and leading financing executives evaluate techniques for how to scale the business to the next level and brochure what’s needed to do that effectively. Securing financing at an early stage can accelerate growth and result in quantifiable and achievable success. Eventually, financing managers and the tactical planning group need to select the right funding source to assist the business reach its goals.

that management sets for the company. Weighing the threats and competitive risks in a smart and balanced method is essential as it can choose the future of your company The ramifications of selling equity, handling irregular capital, rate of interest motions, and the requirement to make timely payments to loan providers are among the elements to think about, simply to name a few.

That stated, with the rise of new and more advanced funding choices that put business interests of start-ups and midsize companies initially, there’s usually a method to figure out an option that’s a great fit. It is necessary to examine the various financing choices that are readily available to a company’s creators, management accountants, and financing officers and what factors to consider they need to produce both the long and brief term.

Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Profits business basically helping business grow without giving up that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s fantastic to be here yeah I’m really excited to share more amazing I’m delighted to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I understood you’re a very first time creator first time creator it’s like you struck a home run out of the park out of the gates I love it man that’s amazing well as soon as they won you know like it’s never ever the Crowning achievement never ever like never ever counts until the video game is over ideal generally so so so yeah um we are four co-founders you know and it’s amusing because we’ve all satisfied through first as buddies you understand and then as co-founder so uh there’s 3 people that collaborate at the exact same SAS company in in Spain so all of us signed up with when it was very early I signed up with as the very first individual in sales and there are 2 individuals joined us that as product supervisors basically and we see the company from zero to a few million err over three years and after that we left um at the same time roughly I went to business school and I went to company school on the other one went to do a stint in VC with the goal of going to business school later on so when I go to service school I I entered into into Harvard and you understand I was really delighted about it my whole goal was to go there to learn more about how to end up being a founder and after that hopefully introduce something upon graduation and the one that I landed there I was researching currently an idea with one of these co-founders and it was authentic idea it had absolutely nothing to do or very little to do with what we’re doing now but you know that was the beginning of the journey and the newbie Journey or the Insight that we had was that hey there remain in certain verticals there are a great deal of consecutive payments you understand and circular payments between business and today you just need to wait on that sequence to establish or you know like there’s nobody simplifying those circular payments so we thought of hey why do not we do something comparable to like a split sensible or business in verticals such as you understand fried or Logistics or building you understand you have a lots of parties that need to wait for various payments like they’re all associated with one way or another so picture you have a platform and then you have company a post Company B 100 and Company B House Business c a hundred dollars in reality with this platform what would occur is a company.

a would pay a hundred the platform Company B absolutely no they would get they would pay no or receive zero and after that company C we get a hundred dollars so when we’re speaking to large business they all loved it but it was the typical like cold start problem I’m like hey this is fantastic when everyone remains in the platform however up until then it’s it’s pretty tough to get individuals to do anything so it was all about hi how do we get more data how can we kind of begin this platform um without using the platform to start with so it was all about getting more information and to get more data we got to two conclusions it resembles we either get information through providing an Analytics tool a workflow tool or we offer a funding we have a funding and we get the people or data provide us information in order to get funding so you understand we started doing that like exploring a growing number of and more and after that what we require what we saw is that we knew more about sales than anything else we were truly thinking about fintech and specifically in financing and you understand like we would look at different modes various verticals and so on for two weeks at a time if we found enough stuff we would choose 2 more weeks if we didn’t would suffice and then in January 2020 we had the the idea you know which is funny of providing this this SAS companies at all so they could extend terms to the customers however constantly get the money up front so we’re resolving the funding payment properties business have which is they have upfront costs to acquire clients and then they get paid months of the month right so to avoid that cash card that every SAS company deals with and that we dealt with in the past in the previous experience the goal was to give them a tool so they could state to the consumer hello look the price is 100

annually and if you wish to pay regular monthly great use capshase you understand um and then Founders enjoy that they were like hi guys this is amazing this is the Holy Grail of SAS due to the fact that I have to do discounts so my ACV boosts and I can close sales quicker due to the fact that I’m offering flexible payment terms so it’s like the Holy Grail you know you increase ACV you decrease cell cycle usually it’s like a compromise you understand and after that the next thing they stated was like hey why don’t I do this for all my client base instead of for every brand-new client that I get right so why do not I do this for my 300 consumers instead of doing it for the internet for the 10 brand-new clients I get months of a month so then we saw what they wanted was to convert their ARR or the consumer base into in advance funding to be less depending on Equity as I stated the starting yeah fine this is what we’re going to start with and after that we’re going to learn a lot so we’re gon na do the rest later on and that’s when the fourth co-founder joined who has a friend at HBS and after that guy we started working on it like crazy and and dropped out what is your long-term Vision so it started with you understand you arrived at this hate you if you’re resting on ARR we understand the business’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only method with such companies intentionally right so we resisted the

desire to work and go with funding you understand with any vertical we just work with SAS so our objective is to develop several products for SAS so we start with funding and it’s fantastic because companies truly depend on us we truly like a partner and we we help them to not just get financing but work better in a more efficient method and through that we’re finding you know opportunities to broaden you know in the deal of a SAS item