It can be challenging to select the financing model … Capchase 215M Vision Fundkokalitchevaaxios .
tap into non-dilutive growth capital on-demand. Receive up to a year of in advance capital right away, giving you the flexible funding you need to grow your company and scale. Select unsettled billings or recently paid expenses, and select repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adjusting to meet your needs. We offer the needed funding you need at that moment. Your money works for you rather than sitting idle. Within 24 hr, we examine the financing needed and deposit it instantly to your account. Our user friendly interface allows you to comprehend and handle all your accounts and deals. Gain access to more capital as you scale. We are your partner every action of the method, decreasing our rates the longer we interact. Your information allows us to rapidly offer you with the correct amount of capital your organization needs.
Capchase works with these users and organization types: Mid Size Organization, Small Business, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the very best of
you’re right with standard financing
that’s not really an alternative previously
keep your 100 with cap chase we utilize information
to make funding quicker fairer and more
versatile based on your future
predictable income and after that we wrap it
all up with a single transparent cost
so let’s get this party started at
There is constantly a moment when a start-up’s creators, senior management team, and leading finance executives evaluate strategies for how to scale the company to the next level and catalog what’s required to do that effectively. Securing financing at an early stage can accelerate development and result in achievable and measurable success. Eventually, financing managers and the strategic preparation team need to choose the right funding source to help the business reach its objectives.
that management sets for the company. Weighing the dangers and competitive hazards in a intelligent and balanced way is crucial as it can choose the future of your company The implications of selling equity, handling inconsistent capital, rate of interest movements, and the need to make prompt payments to loan providers are amongst the aspects to consider, just among others.
That stated, with the rise of new and more advanced funding choices that put business interests of start-ups and midsize companies first, there’s usually a way to figure out a service that’s an excellent fit. It’s important to examine the different financing choices that are readily available to a business’s founders, management accountants, and financing officers and what considerations they need to make for both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for repeating Earnings business essentially helping business grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m extremely thrilled to share more amazing I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a first time founder very first time founder it’s like you hit a home run out of the park out of the gates I like it man that’s incredible well as soon as they won you understand like it’s never ever the Crowning achievement never like never ever counts till the game is over ideal essentially so so so yeah um we are four co-founders you understand and it’s amusing since we have actually all met through first as good friends you understand and after that as co-founder so uh there’s 3 of us that work together at the same SAS company in in Spain so all of us signed up with when it was really early I joined as the very first person in sales and there are 2 individuals joined us that as product supervisors generally and we see the business from zero to a couple of million err over three years and after that we left um at the same time roughly I went to business school and I went to company school on the other one went to do a stint in VC with the goal of going to company school afterwards so when I go to organization school I I got into into Harvard and you know I was really excited about it my whole goal was to go there to read more about how to end up being a founder and then ideally launch something upon graduation and the one that I landed there I was looking into currently a concept with one of these co-founders and it was genuine concept it had absolutely nothing to do or really little to do with what we’re doing now but you understand that was the beginning of the novice and the journey Journey or the Insight that we had was that hey there are in particular verticals there are a lot of consecutive payments you understand and circular payments between business and today you just have to await that sequence to develop or you understand like there’s nobody simplifying those circular payments so we considered hello why don’t we do something comparable to like a split smart or companies in verticals such as you understand fried or Logistics or building you understand you have a ton of celebrations that need to wait for different payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Business B absolutely no they would get they would pay zero or receive no and after that company C we get a hundred dollars so when we’re speaking to large companies they all liked it but it was the common like cold start issue I resemble hey this is fantastic when everybody remains in the platform but till then it’s it’s pretty tough to get people to do anything so it was all about hello how do we get more information how can we sort of begin this platform um without utilizing the platform to start with so it was everything about getting more data and to get more data we got to 2 conclusions it’s like we either get data through using an Analytics tool a workflow tool or we offer a financing we have a financing and we get the individuals or data provide us information in order to get financing so you understand we started doing that like checking out increasingly more and more and then what we require what we saw is that we knew more about sales than anything else we were actually interested in fintech and specifically in financing and you know like we would take a look at various modes different verticals and so on for two weeks at a time if we discovered enough stuff we would opt for two more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you know which is funny of using this this SAS companies at all so they could extend terms to the consumers however always get the cash up front so we’re resolving the financing payment possessions companies have which is they have upfront expenses to get consumers and then they earn money months of the month right so to avoid that cash card that every SAS company faces which we faced in the past in the previous experience the goal was to give them a tool so they might state to the consumer hey look the cost is 100
annually and if you wish to pay regular monthly terrific usage capshase you understand um and after that Creators love that they were like hey guys this is amazing this is the Holy Grail of SAS since I need to do discounts so my ACV boosts and I can close sales much faster because I’m using versatile payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle usually it resembles a compromise you understand and after that the next thing they said resembled hey why do not I do this for all my consumer base instead of for each new consumer that I get right so why don’t I do this for my 300 customers instead of doing it for the web for the 10 new consumers I get months of a month so then we saw what they wanted was to convert their ARR or the client base into in advance financing to be less dependent on Equity as I stated the starting yeah all right this is what we’re going to begin with and after that we’re going to find out a lot so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a pal at HBS and then male we began working on it like crazy and and left what is your long-term Vision so it started with you know you arrived on this hate you if you’re sitting on ARR we understand the business’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such companies intentionally right so we resisted the
urge to go and work with financing you know with any vertical we just deal with SAS so our objective is to establish numerous items for SAS so we start with funding and it’s excellent since business actually rely on us we actually like a partner and we we help them to not just get funding but work much better in a more effective way and through that we’re discovering you know opportunities to expand you know in the transaction of a SAS product